21186 163rd Ave, Cold Spring, MN 56320 Property Records

Stearns County property record for 21186 163rd Ave, Cold Spring, MN 56320 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,799 sqft · built 1998
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Tax Bill	$4,956 (2026)
Deeds & Mortgages	Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`36-23883-0010`

Property Details

APN / Parcel Number

Primary APN	`36-23883-0010`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,799 sqft Living Area
Gross Area	2,506 sqft
1st Floor Area	1,767 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	1,172 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21186 163RD AVE
City	COLD SPRING
State	MN
Zip	56320-8818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10.00 A. PT OF SE4SE4 LYING E OF CL OF 163RD AVE & S OF CO RD 49 LESS 10.00A SECTION 28 TOWNSHIP 123 RANGE 030 RD 49 LESS
Legal Range	30W
Legal Township	123
Legal Section	28
Jurisdiction	STEARNS MN
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1029
Census Tract	11302

Owner

Source: Stearns County records · APN 36-23883-0010

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21186 163RD AVE, COLD SPRING, MN 56320-8818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 16, 2021
Transfer Doc	00A1595506
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 01, 2021
Property Address	21186 163RD AVE, COLD SPRING, MN 56320-8818
Document Number	00A1595506
Instrument Date	Feb 16, 2021
Instrument	A1595506
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21186 163RD AVE, COLD SPRING, MN 56320-8818

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Wakefield Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,956.00 (+8.07%)	$515,300 (+0.31%) Land $148,500 Building $366,800	$515,300 (+0.31%) Land $148,500 Building $366,800
2025		$513,700 (+3.9%) Land $139,800 Building $373,900	$513,700 (+3.9%) Land $139,800 Building $373,900
2023	$4,586.00	$494,400 Land $134,100 Building $360,300	$494,400 Land $134,100 Building $360,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	3 (1997–2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2009, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.