20612 163rd Ave, Cold Spring, MN 56320 Property Records

Stearns County property record for 20612 163rd Ave, Cold Spring, MN 56320

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,800 sqft · built 2020
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Sep 2019)
Tax Bill	$2,588 (2026)
Deeds & Mortgages	Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`36-23994-0005`

Property Details

APN / Parcel Number

Primary APN	`36-23994-0005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	871,200 sqft (20 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20612 163RD AVE
City	COLD SPRING
State	MN
Zip	56320-9788
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	34-123-30 20.00A P/O W2NW4 COM NW COR-SE ALG W LN 930' TO POB-CONT SE ALG W LN 1025'-N89D E 850'-NW 1025'-S89D W 850' TO POB
Legal Range	30W
Legal Township	123
Legal Section	34
Jurisdiction	STEARNS MN
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1029
Census Tract	11302

Owner

Source: Stearns County records · APN 36-23994-0005

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20612 163RD AVE, COLD SPRING, MN 56320-9788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 17, 2019 · Amount on Record
Deed Sale	Sep 17, 2019 · Amount on Record
Deed Document Number	20191552756
Prior Transfer Date	Sep 05, 2019
Prior Transfer Doc	00A1552756
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 17, 2019
Property Address	20612 163RD AVE, COLD SPRING, MN 56320-9788
Document Number	00A1552756
Instrument Date	Sep 05, 2019
Instrument	A1552756
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20618 163RD AVE, COLD SPRING, MN 56320-9788

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Wakefield Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,588.00 (+2.78%)	$409,600 (+3.15%) Land $185,800 Building $223,800	$409,600 (+3.15%) Land $185,800 Building $223,800
2025		$397,100 (+5.19%) Land $175,400 Building $221,700	$397,100 (+5.19%) Land $175,400 Building $221,700
2023	$2,518.00	$377,500 Land $164,300 Building $213,200	$377,500 Land $164,300 Building $213,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), as of September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1997–2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2009 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Arvig Enterprises Fiber	1,000 / 500
LTD Broadband Fixed Wireless	150 / 130

Based on FCC filings for 2 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 163rd Ave

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