21181 Traders Rd, Laurel Hill, NC 28351 Property Records

Scotland County property record for 21181 Traders Rd, Laurel Hill, NC 28351

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,628 sqft · built 2015
Lot Size	12.4 acres (541,669 sqft)
Owner	2 Individual Names on Record
Last Sale	$397,500 (Dec 2019)
Tax Bill	$4,042 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020317 0101407`

Property Details

APN / Parcel Number

Primary APN	`020317 0101407`
Alternative APNs	`906467` `909647`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,628 sqft Heated Area
Gross Area	4,268 sqft
1st Floor Area	1,802 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	541,669 sqft (12.4 acres)
Lot Width	105 ft Width

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	136 sqft
Patio Area	504 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	909647
Street Address	21181 TRADERS RD
City	LAUREL HILL
State	NC
Zip	28351-6008
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	SNEADMCMILLIAN TRACT #6
Legal Subdivision	PROPERTY SURVEYED FOR CLINTON C WISE JR
Legal Tract	6
Jurisdiction	SCOTLAND NC
Township / Civil Division	LAUREL HILL
Census Block Group	1
Census Block	1042
Census Tract	10602

Owner

Source: Scotland County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21181 TRADERS RD, LAUREL HILL, NC 28351-6008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Dec 23, 2019	Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Prior Sale	Dec 10, 2014 · Amount on Record
Deed Document Number	20193194
Deed Book / Page	1647 / 101
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTLAND NC
Recording Date	Feb 15, 2023
Property Address	21181 TRADERS RD, LAUREL HILL, NC 28351-6008
Document Number	001769/895
Book / Page	1769 / 895
Map Reference	MB 11 PG 220
Instrument Date	Feb 13, 2023
Instrument	2023-00000342
Transaction Type	Transfer
Record Updated	Feb 23, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12771 ANDERSON VALLEY WAY, BOONVILLE, CA 95415-9102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21181 TRADERS RD, LAUREL HILL, NC 28351-6008

Mortgage

Document Number	202300000343
Date	Feb 15, 2023
Instrument	2023-00000343

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTLAND NC
Recording Date	Dec 23, 2019
Property Address	21181 TRADERS RD, LAUREL HILL, NC 28351-6008
Document Number	001647/101
Book / Page	1647 / 101
Map Reference	MB 11 PG 220
Instrument Date	Dec 11, 2019
Instrument	2019-00003194
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13001 DEBRA DR, 13001, LAURINBURG, NC 28352-2565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21181 TRADERS RD, LAUREL HILL, NC 28351-6008

Mortgage

Document Number	201900003195
Date	Dec 23, 2019
Instrument	2019-00003195

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Scotland County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Scotland County
Unified School District	Scotland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,042.00 (+35.14%)	$380,540 (+36.15%) Land $21,460 Building $359,080	$380,540 (+36.15%)
2023		$279,510 (-) Land $21,460 Building $258,050	$279,510 (-)
2022	$2,991.00	$279,510 Land $21,460 Building $258,050	$279,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 12, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTLAND CO WATER - NORTH serves 1,219 people · EPA ID NC0383030
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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