Scotland County property record for 20428 Traders Rd, Laurel Hill, NC 28351
| Property Type | Mobile Home |
|---|---|
| Lot Size | 22.3 acres (974,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Jul 2023) |
| Tax Bill | $996 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 020313 0101001 |
| Primary APN | 020313 0101001 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 974,002 sqft (22.3 acres) |
| Lot Width | 1,000 ft Width |
| Account Number | 910017 |
|---|---|
| Street Address | 20428 TRADERS RD |
| City | LAUREL HILL |
| State | NC |
| Zip | 28351-8489 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RA |
| Legal Description | TRT 1- SW PT OF NATHAN GIBSON HOME |
| Legal Tract | 1 |
| Jurisdiction | SCOTLAND NC |
| Township / Civil Division | LAUREL HILL |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 10602 |
Source: Scotland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20428 TRADERS RD, LAUREL HILL, NC 28351-8489 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 7, 2023 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Mar 24, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2023 · Amount on Record |
| Deed Sale | Jul 7, 2023 · Amount on Record |
| Prior Sale | Mar 24, 2023 · Amount on Record |
| Deed Document Number | 20231720 |
| Deed Book / Page | 1776 / 573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTLAND NC |
| Recording Date | Jul 7, 2023 |
| Property Address | 20428 TRADERS RD, LAUREL HILL, NC 28351-8489 |
| Document Number | 001776/573 |
| Book / Page | 1776 / 573 |
| Map Reference | MB 12 PG 282 |
| Instrument Date | Jul 6, 2023 |
| Instrument | 2023-00001720 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1151, LAURINBURG, NC 28353-1151 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20428 TRADERS RD, LAUREL HILL, NC 28351-8489 |
| Document Number | 202300001721 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 2023-00001721 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTLAND NC |
| Recording Date | Mar 24, 2023 |
| Property Address | 20428 TRADERS RD, LAUREL HILL, NC 28351-8489 |
| Document Number | 001771/635 |
| Book / Page | 1771 / 635 |
| Instrument Date | Mar 16, 2023 |
| Instrument | 2023-00000740 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20428 TRADERS RD, LAUREL HILL, NC 28351-8489 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1151, LAURINBURG, NC 28353-1151 |
Source: Scotland County assessment roll, as of September 16, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Scotland County |
| Unified School District | Scotland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $996.00 (+137.14%) | $54,170 (+13.07%) Land $50,670 Building $3,500 | $54,170 (+13.07%) Land $50,670 Building $3,500 |
| 2023 | $47,910 (+48.33%) Land $44,910 Building $3,000 | $47,910 (-) | |
| 2022 | $420.00 | $32,300 | $47,910 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 12, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 92% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTLAND CO WATER - BARNES BRIDGE serves 584 people · EPA ID NC5083003 |
|---|---|
| Water Source | Purchased groundwater from CITY OF LAURINBURG |
| Last State Inspection | Oct 2025 |
| Also Mapped Here | SCOTLAND CO WATER - NORTH |
| Lead | Under 1 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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