2118 Secret Diggin Ct, Cool, CA 95614 Property Records

El Dorado County property record for 2118 Secret Diggin Ct, Cool, CA 95614

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,854 sqft · built 1979
Lot Size	1.98 acres (86,684 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Dec 2017)
Tax Bill	$4,132 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`073-281-023-000`

Property Details

APN / Parcel Number

Primary APN	`073-281-023-000`
Alternative APNs	`07328123100` `0732812310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,854 sqft Living Area
1st Floor Area	1,854 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Lot Area	86,684 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,854 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	2118 SECRET DIGGIN CT
City	COOL
State	CA
Zip	95614-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PM 35/48/1111A
Legal Subdivision	35-48, PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	4
Census Block	4014
Census Tract	30601

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2118 SECRET DIGGIN CT, COOL, CA 95614-2601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Dec 3, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Dec 18, 2017	Grant Deed, Transfer · Conventional with PMI NEWFI LNDG
Nov 14, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2017 · Amount on Record
Deed Sale	Dec 18, 2017 · Amount on Record
Prior Sale	Aug 1, 2016 · Amount on Record
Deed Document Number	201757418
Prior Transfer Date	Jul 25, 2016
Prior Transfer Doc	0000035344
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2118 SECRET DIGGIN CT, COOL, CA 95614-2601
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 SECRET DIGGIN CT, COOL, CA 95614-2601

Mortgage

Document Number	0000048076
Date	Sep 9, 2020
Instrument	2020-0048076

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2118 SECRET DIGGIN CT, COOL, CA 95614-2601
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 SECRET DIGGIN CT, COOL, CA 95614-2601

Mortgage

Document Number	0000027892
Date	Jun 29, 2022
Instrument	2022-0027892

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2118 SECRET DIGGIN CT, COOL, CA 95614-2601
Document Number	0000052618
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 SECRET DIGGIN CT COOL CA 956142601, COOL, CA 95614-2601

Mortgage

Document Number	0000052618
Date	Dec 9, 2019
Instrument	52618

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Dec 18, 2017
Property Address	2118 SECRET DIGGIN CT, COOL, CA 95614-2601
Document Number	0000057418
Instrument Date	Dec 7, 2017
Instrument	57418
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 SECRET DIGGIN CT COOL CA 956142601, COOL, CA 95614-2601

Mortgage

Document Number	57419
Date	Dec 18, 2017
Instrument	57419

Lender

Name	NEWFI LNDG
Address	EMERYVILLE, CA 94608

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2047

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 14, 2017
Property Address	2118 SECRET DIGGIN CT, COOL, CA 95614-2601
Document Number	0000050928
Instrument Date	Nov 9, 2017
Instrument	50928
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7983 LOGAN LN PENRYN CA 956639403, PENRYN, CA 95663-9403

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$382,987 (+2%) Land $104,450 Building $278,537
2025	$4,132.00 (+7.72%)	$375,478 (+4.04%) Land $102,402 Building $273,076
2023	$3,836.00 (+1.48%)	$360,900 Land $98,427 Building $262,473
2022	$3,780.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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