2071 Secret Diggin Ct, Cool, CA 95614 Property Records

El Dorado County property record for 2071 Secret Diggin Ct, Cool, CA 95614

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,810 sqft · built 1992
Lot Size	2.28 acres (99,752 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Oct 2017)
Tax Bill	$6,075 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073-281-022-000`

Property Details

APN / Parcel Number

Primary APN	`073-281-022-000`
Alternative APNs	`07328122100` `0732812210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,810 sqft Living Area
1st Floor Area	1,810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	99,752 sqft
Terrain	Gentle Slope
View / Lot	Average
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,810 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	2071 SECRET DIGGIN CT
City	COOL
State	CA
Zip	95614-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PM 34/45/E
Legal Subdivision	PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	4
Census Block	4014
Census Tract	30601

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2071 SECRET DIGGIN CT, COOL, CA 95614-2601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Oct 5, 2017	Grant Deed, Transfer · Conventional Mortgage ATHAS CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2017 · Amount on Record
Deed Sale	Oct 5, 2017 · Amount on Record
Prior Sale	Jul 14, 2006 · Amount on Record
Deed Document Number	201744624
Prior Transfer Date	Mar 6, 2004
Prior Transfer Doc	0000025854
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2071 SECRET DIGGIN CT, COOL, CA 95614-2601
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2071 SECRET DIGGIN CT, COOL, CA 95614-2601

Mortgage

Document Number	0000063018
Date	Oct 5, 2021
Instrument	2021-0063018

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 5, 2017
Property Address	2071 SECRET DIGGIN CT, COOL, CA 95614-2601
Document Number	0000044624
Instrument Date	Sep 25, 2017
Instrument	44624
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2071 SECRET DIGGIN CT COOL CA 956142601, COOL, CA 95614-2601

Mortgage

Document Number	44625
Date	Oct 5, 2017
Instrument	44625

Lender

Name	ATHAS CAP
Type	Funding / Finance Company
Address	AGOURA HILLS, CA 91301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$574,483 (+2%) Land $220,507 Building $353,976
2025	$6,075.00 (+7.81%) Homeowner's exemption	$563,220 (+4.04%) Land $216,184 Building $347,036
2023	$5,635.00 (+1.55%) Homeowner's exemption	$541,352 Land $207,791 Building $333,561
2022	$5,549.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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