2118 Ray St, Lansing, MI 48910 Property Records

Ingham County property record for 2118 Ray St, Lansing, MI 48910

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,164 sqft · built 1950
Lot Size	0.104 acres (4,530 sqft)
Owner	Individual Name on File
Last Sale	$54,000 (Jan 2017)
Tax Bill	$2,443 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-01-01-28-230-151`

Property Details

APN / Parcel Number

Primary APN	`33-01-01-28-230-151`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	940 sqft
Basement Area	940 sqft
Finished Basement	940 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,530 sqft (0.104 acres)
Lot Dimensions	110 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2118 RAY ST
City	LANSING
State	MI
Zip	48910-3228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 FAIRFIELD SUB
Legal Subdivision	FAIRFIELD
Legal Lot Number	63
Legal Unit	63
Jurisdiction	INGHAM MI
Township / Civil Division	LANSING
Census Block Group	4
Census Block	4004
Census Tract	2300

Owner

2118 Ray St is owned and occupied by an individual who bought it in January 2017.

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2118 RAY ST, LANSING, MI 48910-3228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Jan 5, 2017	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2017 · Amount on File
Deed Sale	Jan 5, 2017 · Amount on File
Prior Sale	Mar 22, 2012 · Amount on File
Deed Document Number	2017545
Prior Transfer Date	Aug 17, 2016
Prior Transfer Doc	0000029815
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	2118 RAY ST, LANSING, MI 48910-3228
Transaction Type	Mortgage
Record Updated	Jun 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 RAY ST, LANSING, MI 48910-3228

Mortgage

Document Number	0000020327
Date	May 18, 2022
Instrument	2022-020327

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Jan 5, 2017
Property Address	2118 RAY ST, LANSING, MI 48910-3228
Document Number	0000000545
Map Reference	LB10PG34
Instrument Date	Dec 30, 2016
Instrument	2017-000545
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1784 CREST ST, 1784, HASLETT, MI 48840-8283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5550 MARSH RD, HASLETT, MI 48840-8671

Mortgage

Document Number	0000000546
Date	Jan 5, 2017
Instrument	2017-000546

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2118 Ray St was $2,443 with a homeowner's exemption.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
Municipality	Lansing City
Unified School District	Lansing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,100 (+2.51%) Land $5,900 Building $51,200	$114,200 (+2.51%) Land $11,800 Building $102,400
2025	$2,443.00 Homeowner's exemption	$55,700 Land $5,900 Building $49,800	$111,400 Land $11,800 Building $99,600
2023		$44,400 Land $5,900 Building $38,500	$88,800 Land $11,800 Building $77,000
2020	$1,954.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2118 Ray St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2118 Ray St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 827 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber, T-Mobile, Verizon.

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