2109 Ray St, Lansing, MI 48910 Property Records

Ingham County property record for 2109 Ray St, Lansing, MI 48910

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1923
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Dec 2018)
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-01-01-28-227-161`

Property Details

APN / Parcel Number

Primary APN	`33-01-01-28-227-161`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	864 sqft Living Area
1st Floor Area	432 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	135 ft deep x 29.8 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	136 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2109 RAY ST
City	LANSING
State	MI
Zip	48910-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 EXC N 1 FT CRESTMONT SUB
Legal Subdivision	CRESTMONT
Legal Lot Number	21
Legal Unit	21
Jurisdiction	INGHAM MI
Township / Civil Division	LANSING
Census Block Group	4
Census Block	4001
Census Tract	2300

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2109 RAY ST, LANSING, MI 48910-3227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN ST HSNG DEV AUTH
Dec 10, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2018 · Amount on Record
Deed Sale	Dec 10, 2018 · Amount on Record
Prior Sale	Apr 14, 2015 · Amount on Record
Deed Document Number	201841275
Prior Transfer Date	May 2, 2016
Prior Transfer Doc	0000017159
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	2109 RAY ST, LANSING, MI 48910-3227
Document Number	0000041277
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 N CLEMENS AVE LANSING MI 489123015, LANSING, MI 48912-3015

Mortgage

Document Number	0000041277
Date	Dec 10, 2018
Instrument	41277

Lender

Name	MICHIGAN ST HSNG DEV AUTH
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Dec 10, 2018
Property Address	2109 RAY ST, LANSING, MI 48910-3227
Document Number	0000041275
Map Reference	LB 6 PG 17
Instrument Date	Dec 3, 2018
Instrument	2018-041275
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	BELL TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8773 SPRINGPORT RD, 8773, EATON RAPIDS, MI 48827-9529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 RAY ST, LANSING, MI 48910-3227

Mortgage

Document Number	0000041276
Date	Dec 10, 2018
Instrument	2018-041276

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Mortgage

Document Number	0000041277
Date	Dec 10, 2018
Instrument	2018-041277

Lender

Name	MICHIGAN STATE HSNG DEVELOPMENT AUTHORIT
Type	Non-Lending Institution
Address	LANSING, MI 48912

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
Municipality	Lansing City
Unified School District	Lansing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,900 (+1.96%) Land $5,000 Building $46,900	$103,800 (+1.96%) Land $10,000 Building $93,800
2025	$2,258.00 (+24.96%) Homeowner's exemption	$50,900 (+25.99%) Land $5,000 Building $45,900	$101,800 (+25.99%) Land $10,000 Building $91,800
2023		$40,400 Land $5,000 Building $35,400	$80,800 Land $10,000 Building $70,800
2020	$1,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 827 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber, T-Mobile, Verizon.

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