2118 Orchard Beach Rd, McHenry, IL 60050 Property Records

McHenry County property record for 2118 Orchard Beach Rd, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details567 sqft
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN09-24-376-020

Property Details

APN / Parcel Number

Primary APN09-24-376-020

Interior

Building Area567 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area3,485 sqft (0.08 acres)
Garage Area567 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2118 ORCHARD BEACH RD
CityMCHENRY
StateIL
Zip60050-2848
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2017R0022018 3RDS X 4RDS PT LT 5 MCHENRY PLAT NO 17
Legal Range08E
Legal Township45N
Legal Section24
Legal SubdivisionORCHARD BEACH
Legal Tract1
Legal Block376
Legal Lot Number5
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1020
Census Tract870604

Owner

2118 Orchard Beach Rd is owned and occupied by an individual who acquired it in June 2017.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Mailing Address2118 ORCHARD BEACH RD, MCHENRY, IL 60050-2848
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2017
Deed SaleJun 19, 2017
Deed Document Number2017R0022018
Record UpdatedJun 7, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address2118 ORCHARD BEACH RD, MCHENRY, IL 60050-2848
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022019
DateJun 19, 2017
Instrument2017R0022019
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2032

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$12,671 Land $3,374 Building $9,297$38,013 Land $10,122 Building $27,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2118 Orchard Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims30 (1978–2017)
Claims Outside the SFHA6 of 30
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2118 Orchard Beach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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