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2108 Orchard Beach Rd, McHenry, IL 60050 Property Records

McHenry County property record for 2108 Orchard Beach Rd, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,656 sqft · built 1935
Lot Size0.48 acres (20,909 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesAug 2023 Line of Credit
Apr 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-24-377-033

Property Details

APN / Parcel Number

Primary APN09-24-377-033

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,656 sqft Living Area

Exterior

Year BuiltBuilt 1935
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area20,909 sqft (0.48 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Deck Area562 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2108 ORCHARD BEACH RD
CityMCHENRY
StateIL
Zip60050-2848
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0010995 & 2018R0010994 NELY PT LT 36 ORCHARD BEACH SUB & PT LT 5 MCHENRY PLAT NO 17
Legal SubdivisionORCHARD BEACH
Legal Lot Number5,36
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1018
Census Tract870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2108 ORCHARD BEACH RD, MCHENRY, IL 60050-2848
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2023Deed of Trust, Mortgage · Line of Credit
CONSUMERS CU
Apr 6, 2018Warranty Deed, Transfer
FIDELITY NATIONAL TITLE
Apr 6, 2018Trustee's Deed, Foreclosure
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2018
Deed SaleApr 6, 2018
Prior SaleApr 6, 2018
Deed Document Number0000010994
Record UpdatedJun 7, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address2108 ORCHARD BEACH RD, MCHENRY, IL 60050-2848
Transaction TypeMortgage
Record UpdatedAug 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019249
DateAug 7, 2023
Instrument2023R0019249
Lender
NameCONSUMERS CU
TypeCredit Union
AddressGURNEE, IL 60031
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueJul 20, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateApr 6, 2018
Property Address2108 ORCHARD BEACH RD, MCHENRY, IL 60050-2848
Document Number0000010994
Instrument DateFeb 23, 2018
Instrument10994
Transaction TypeTransfer
Record UpdatedNov 24, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2108 ORCHARD BEACH RD MCHENRY IL 600502848, MCHENRY, IL 60050-2848

April 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMCHENRY IL
Recording DateApr 6, 2018
Property Address2108 ORCHARD BEACH RD, MCHENRY, IL 60050-2848
Document Number0000010995
Map ReferenceMB1 PG50 DOC12452
Instrument DateFeb 14, 2018
Instrument2018R0010995
Transaction TypeForeclosure
Record UpdatedMay 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$397.50
Amount AccuracyVerified / From Affidavit
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2108 ORCHARD BEACH RD, MCHENRY, IL 60050-2848

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$109,174 Land $73,045 Building $36,129$327,522 Land $219,135 Building $108,387

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims30 (1978–2017)
Claims Outside the SFHA6 of 30
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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