Polk County property record for 2118 Jonathan Ln, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1988 |
| Lot Size | 0.398 acres (17,328 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Feb 2024) |
| Tax Bill | $3,314 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Feb 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-02-663684-000100 |
| Primary APN | 26-29-02-663684-000100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 2,163 sqft |
| 1st Floor Area | 1,680 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 17,328 sqft (0.398 acres) |
| Lot Dimensions | 165 ft deep x 72 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 218 sqft |
| Street Address | 2118 JONATHAN LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINTERSET NORTH PHASE FIVE PB 82 PG 35 LOT 10 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | WINTERSET NORTH PHASE 5 |
| Legal Phase | 5 |
| Legal Tract | 663684 |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 14006 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2118 JONATHAN LN, WINTER HAVEN, FL 33884-3131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2025 | Deed of Trust, Mortgage · Line of Credit FRANKLIN MINT FCU |
| Feb 8, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 13, 2018 | Warranty Deed, Transfer · Conventional with PMI WESBANCO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2024 · Amount on Record |
| Deed Sale | Feb 8, 2024 · Amount on Record |
| Prior Sale | Feb 13, 2018 · Amount on Record |
| Deed Document Number | 202430948 |
| Deed Book / Page | 13001 / 403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2118 JONATHAN LN, WINTER HAVEN, FL 33884-3131 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2118 JONATHAN LN, WINTER HAVEN, FL 33884-3131 |
| Document Number | 0000208868 |
|---|---|
| Date | Sep 8, 2025 |
| Book Page | 13688/1095 |
| Instrument | 2025208868 |
| Name | FRANKLIN MINT FCU |
|---|---|
| Type | Credit Union |
| Address | CHADDS FORD, PA 19317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 8, 2024 |
| Property Address | 2118 JONATHAN LN, WINTER HAVEN, FL 33884-3131 |
| Document Number | 0000030948 |
| Book / Page | 13001 / 403 |
| Map Reference | MB 82 PG 35 |
| Instrument Date | Feb 5, 2024 |
| Instrument | 2024030948 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Title Company | ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7522 ABRAHAM CT, DAYTON, OH 45414-1719 |
| Name | Verified Name |
|---|---|
| Address | 2118 JONATHAN LN, WINTER HAVEN, FL 33884-3131 |
| Document Number | 0013001405 |
|---|---|
| Date | Feb 8, 2024 |
| Instrument | 13001/405 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 13, 2018 |
| Property Address | 2118 JONATHAN LN, WINTER HAVEN, FL 33884-3131 |
| Document Number | 0103951225 |
| Book / Page | 010395 / 001225 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 32948 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2018 |
| Title Company | REAL ESTATE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,431.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 205 MCCOMBS FARM RD WV, WV |
| Document Number | 103951226 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 010395/001226 |
| Instrument | 32949 |
| Name | WESBANCO BK |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,389 (+2.7%) | $298,932 (+2.89%) Land $90,000 Building $208,932 | |
| 2025 | $3,314.00 (-16.94%) Homeowner's exemption | $290,544 (+3.15%) Land $90,000 Building $200,544 | $290,544 (+3.15%) Land $90,000 Building $200,544 |
| 2023 | $3,990.00 (+6.63%) | $281,676 (+6.1%) Land $88,000 Building $193,676 | $281,676 (+6.1%) Land $88,000 Building $193,676 |
| 2022 | $3,742.00 | $265,484 Land $74,000 Building $191,484 | $265,484 Land $74,000 Building $191,484 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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