Polk County property record for 2109 Jonathan Ln, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,752 sqft · built 1989 |
| Lot Size | 0.321 acres (13,974 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,000 (Jun 2022) |
| Tax Bill | $3,513 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-02-663684-000140 |
| Primary APN | 26-29-02-663684-000140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| Gross Area | 2,214 sqft |
| 1st Floor Area | 1,752 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 13,974 sqft (0.321 acres) |
| Lot Dimensions | 175 ft deep x 83 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 270 sqft |
| Patio Area | 228 sqft |
| Cooling System | Central |
|---|
| Street Address | 2109 JONATHAN LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINTERSET NORTH PHASE FIVE PB 82 PG 35 LOT 14 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | WINTERSET NORTH PHASE 5 |
| Legal Phase | 5 |
| Legal Tract | 663684 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 14006 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2109 JONATHAN LN, WINTER HAVEN, FL 33884-3100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC |
| Jan 23, 2024 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Sep 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 16, 2022 | Warranty Deed, Transfer ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on Record |
| Deed Sale | Jun 16, 2022 · Amount on Record |
| Prior Sale | Jun 4, 2013 · Amount on Record |
| Deed Document Number | 2022165528 |
| Deed Book / Page | 12300 / 1848 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2109 JONATHAN LN, WINTER HAVEN, FL 33884-3100 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2109 JONATHAN LN, WINTER HAVEN, FL 33884-3100 |
| Document Number | 0000291703 |
|---|---|
| Date | Dec 12, 2025 |
| Book Page | 13809/1167 |
| Instrument | 2025291703 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2109 JONATHAN LN, WINTER HAVEN, FL 33884-3100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2109 JONATHAN LN, WINTER HAVEN, FL 33884-3100 |
| Document Number | 0000016820 |
|---|---|
| Date | Jan 23, 2024 |
| Book Page | 12981/937 |
| Instrument | 2024016820 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2109 JONATHAN LN, WINTER HAVEN, FL 33884-3100 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000240526 |
|---|---|
| Date | Sep 2, 2022 |
| Book Page | 12406/673 |
| Instrument | 2022240526 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 16, 2022 |
| Property Address | 2109 JONATHAN LN, WINTER HAVEN, FL 33884-3100 |
| Document Number | 0000165528 |
| Book / Page | 12300 / 1848 |
| Map Reference | MB 82 PG 35 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 2022165528 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Title Company | ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,793.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 439 ORANGE DR, 439, ALTAMONTE SPRINGS, FL 32701-5870 |
| Name | Verified Name |
|---|---|
| Address | 2109 JONATHAN LN, WINTER HAVEN, FL 33884-3100 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,178 (-1.11%) Land $90,000 Building $212,178 | $302,178 (-1.11%) Land $90,000 Building $212,178 | |
| 2025 | $3,513.00 (-13.24%) Homeowner's exemption | $305,566 (+0.17%) Land $90,000 Building $215,566 | $305,566 (+0.17%) Land $90,000 Building $215,566 |
| 2023 | $4,049.00 (+108.93%) Homeowner's exemption | $305,056 (+104.65%) Land $88,000 Building $217,056 | $305,056 (+11.98%) Land $88,000 Building $217,056 |
| 2022 | $1,938.00 | $149,061 | $272,411 Land $74,000 Building $198,411 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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