2118 Hadley Rd, Bartow, FL 33830 Property Records

Polk County property record for 2118 Hadley Rd, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2023
Lot Size	0.268 acres (11,674 sqft)
Owner	2 Individual Names on Record
Last Sale	$304,900 (Oct 2025)
Tax Bill	$5,196 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-35-363486-000210`

Property Details

APN / Parcel Number

Primary APN	`25-29-35-363486-000210`
Alternative APN	`352925363486000210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	2,020 sqft
1st Floor Area	1,600 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,674 sqft (0.268 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	198 sqft

Location & Zoning

Street Address	2118 HADLEY RD
City	BARTOW
State	FL
Zip	33830-8752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDING RIVER COVE PB 197 PG 38-39 LOT 21
Legal Subdivision	WINDING RIVER COVE
Legal Block	2
Legal Lot Number	21
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2016
Census Tract	14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2118 HADLEY RD, BARTOW, FL 33830-8752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage ACRISURE MORTGAGE LLC
Aug 24, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Prior Sale	Aug 24, 2023 · Amount on Record
Deed Document Number	2025245180
Deed Book / Page	13742 / 308
Record Updated	Oct 29, 2026

October 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 17, 2025
Property Address	2118 HADLEY RD, BARTOW, FL 33830-8752
Document Number	0000245180
Book / Page	13742 / 388
Map Reference	MB 197 PG 38&39
Instrument Date	Oct 10, 2025
Instrument	2025245180
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 4, 2025
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,134.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 HADLEY RD, BARTOW, FL 33830-8752

Mortgage

Document Number	0013742310
Date	Oct 17, 2025
Instrument	13742/310

Lender

Name	ACRISURE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 24, 2023
Property Address	2118 HADLEY RD, BARTOW, FL 33830-8752
Document Number	0000199363
Book / Page	12812 / 1967
Map Reference	MB 197 PG 38&39
Instrument Date	Aug 23, 2023
Instrument	2023199363
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount Recorded
Tax	$472.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 E EDGEWOOD DR, LAKELAND, FL 33803-3480

Mortgage

Document Number	0128121968
Date	Aug 24, 2023
Instrument	12812/1968

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,180 (-10.2%)	$282,409 (-1.01%) Land $56,000 Building $226,409
2025	$5,196.00 (-6.12%)	$285,282 (+1.72%) Land $55,000 Building $230,282	$285,282 (+1.72%) Land $55,000 Building $230,282
2024	$5,535.00	$280,467 Land $42,000 Building $238,467	$280,467 Land $42,000 Building $238,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	23 (1979–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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