2106 Hadley Rd, Bartow, FL 33830 Property Records

Polk County property record for 2106 Hadley Rd, Bartow, FL 33830 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,813 sqft · built 2024
Lot Size	0.268 acres (11,683 sqft)
Owner	2 Individual Names on File
Last Sale	$67,500 (Dec 2023)
Tax Bill	$4,991 (2025)
Deeds & Mortgages	Dec 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`25-29-35-363486-000240`

Property Details

APN / Parcel Number

Primary APN	`25-29-35-363486-000240`
Alternative APN	`352925363486000240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,813 sqft Living Area
Gross Area	2,254 sqft
1st Floor Area	1,813 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	11,683 sqft (0.268 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Screened/Unfinished Porch
Porch Area	104 sqft

Location & Zoning

Street Address	2106 HADLEY RD
City	BARTOW
State	FL
Zip	33830-8752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDING RIVER COVE PB 197 PG 38-39 LOT 24
Legal Subdivision	WINDING RIVER COVE
Legal Block	2
Legal Lot Number	24
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2016
Census Tract	14501

Owner

Source: Polk County records · APN 25-29-35-363486-000240

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	532 GARDEN DR S, LAKELAND, FL 33813-1527
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 04, 2023 · Amount on Record
Deed Sale	Dec 04, 2023 · Amount on Record
Deed Document Number	2023282133
Deed Book / Page	12927 / 361
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 04, 2023
Property Address	2106 HADLEY RD, BARTOW, FL 33830-8752
Document Number	0000282133
Book / Page	12927 / 361
Map Reference	MB 197 PG 38&39
Instrument Date	Nov 30, 2023
Instrument	2023282133
Transaction Type	Construction Loan
Record Updated	Jan 13, 2026
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount Recorded
Tax	$472.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 GARDEN DR S, LAKELAND, FL 33813-1527

Mortgage

Document Number	0012927362
Date	Dec 04, 2023
Instrument	12927/362

Lender

Name	BANK OF CENTRAL FLORIDA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,991.00 (+530.18%)	$317,251 (+2,726.54%) Land $55,000 Building $262,251	$317,251 (+2,726.54%) Land $55,000 Building $262,251
2024	$792.00 (+284.47%)
2023	$206.00	$11,224 Land $11,224	$11,224 Land $11,224

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force 13 of 13 on primary residences
Nearby Flood Claims	23 (1979–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022, rainfall accumulation, Hurricane Ian
Flood Events	Hurricane Frances (Sep 2004), 13 claims

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	About 1 in 413 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.