2117 Sapelo Ct, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 2117 Sapelo Ct, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,204 sqft · built 1985
Lot Size0.262 acres (11,445 sqft)
OwnerIndividual Name on File
Last Sale$481,000 (May 2024)
Tax Bill$6,230 (2025)
Flood ZoneZone X (minimal risk)
APN00-00-30-0310-0056-0000

Property Details

APN / Parcel Number

Primary APN00-00-30-0310-0056-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,204 sqft Heated Area
Gross Area1,837 sqft
1st Floor Area1,204 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2000
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,445 sqft (0.262 acres)
Lot Dimensions109 ft deep x 105 ft wide
Garage Area336 sqft
PorchOpen Porch
Porch Area297 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2117 SAPELO CT
CityFERNANDINA BEACH
StateFL
Zip32034-4404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-2
Legal DescriptionLOT 56 ISLAND GROVE PHASE 2 PB 5/59
Legal Range28E
Legal Township03N
Legal Section29
Legal SubdivisionISLAND GROVE PHASE 2
Legal Phase2
Legal Lot Number56
JurisdictionNASSAU FL
Township / Civil DivisionFERNANDINA BEACH
Census Block Group1
Census Block1007
Census Tract50104

Owner

2117 Sapelo Ct is owned and occupied by an individual who bought it in May 2024.

Source: Nassau County records, as of January 26, 2026

Owner of RecordIndividual Name on File
Mailing Address2117 SAPELO CT, FERNANDINA BEACH, FL 32034-4404
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2024 · Amount on File
Deed SaleMay 1, 2024 · Amount on File
Prior SaleAug 12, 2015 · Amount on File
Deed Document Number202445011931
Deed Book / Page2709 / 463
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2117 Sapelo Ct was $6,230 with exemptions applied, up 5% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,230.00 (+5.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$446,279 (+15.96%) Land $200,000 Building $246,279$446,279 (+15.96%) Land $200,000 Building $246,279
2024$5,933.00 (+9.63%)$384,851 (+14.99%) Land $150,000 Building $234,851$384,851 (+14.99%) Land $150,000 Building $234,851
2023$5,412.00 (+2.19%)$334,677 (-3.59%) Land $110,000 Building $224,677$334,677 (-3.59%) Land $110,000 Building $224,677
2022$5,296.00$347,138 Land $110,000 Building $237,138$347,138 Land $110,000 Building $237,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2117 Sapelo Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 246 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies253 units insured
incl. 7 condo units
Nearby Flood Claims4 (2008–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2117 Sapelo Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNANDINA BEACH WTP
serves 21,925 people · EPA ID FL2450364
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Sapelo Ct

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