2107 Sapelo Ct, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 2107 Sapelo Ct, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1985
Lot Size	0.248 acres (10,822 sqft)
Owner	Company Name on File
Tax Bill	$831 (2025)
Deeds & Mortgages	Aug 2019 Sale Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`00-00-30-0310-0057-0000`

Property Details

APN / Parcel Number

Primary APN	`00-00-30-0310-0057-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,192 sqft Living Area
Gross Area	1,712 sqft
1st Floor Area	1,192 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,822 sqft (0.248 acres)
Garage Type	Attached
Garage Area	520 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	32 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2107 SAPELO CT
City	FERNANDINA BEACH
State	FL
Zip	32034-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-2
Legal Description	LOT 57 ISLAND GROVE PHASE 1 PB 5/44
Legal Range	28E
Legal Township	03N
Legal Section	29
Legal Subdivision	ISLAND GROVE PHASE 1
Legal Phase	1
Legal Lot Number	57
Jurisdiction	NASSAU FL
Township / Civil Division	FERNANDINA BEACH
Census Block Group	1
Census Block	1007
Census Tract	50104

Owner

2107 Sapelo Ct is owned by a company that acquired it in August 2019 and is owner-occupied.

Source: Nassau County records, as of November 26, 2025

Owner of Record	Company Name on File
Mailing Address	2107 SAPELO CT, FERNANDINA BEACH, FL 32034-4404
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2019	Grant Deed, Transfer NOT AVAILABLE
Sep 25, 2019	Correction Deed NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 6, 2019
Transfer Doc	0022960050
Record Updated	Jun 8, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 7, 2019
Property Address	2107 SAPELO CT, FERNANDINA BEACH, FL 32034-4404
Document Number	0022960050
Book / Page	002296 / 000050
Instrument Date	Aug 6, 2019
Instrument	45025491
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2107 SAPELO CT FERNANDINA BEACH FL 320344404, FERNANDINA BEACH, FL 32034-4404

September 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	NASSAU FL
Recording Date	Sep 25, 2019
Property Address	2107 SAPELO CT, FERNANDINA BEACH, FL 32034-4404
Document Number	0023061554
Book / Page	002306 / 001554
Instrument Date	Aug 6, 2019
Instrument	45030740
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2107 SAPELO CT FERNANDINA BEACH FL 320344404, FERNANDINA BEACH, FL 32034-4404

Tax Assessment & Valuation

The 2025 property tax bill for 2107 Sapelo Ct was $831 with a homeowner's exemption, up 2.3% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$831.00 (+2.34%) Homeowner's exemption	$93,973 (+2.9%)	$410,955 (+17.24%) Land $200,000 Building $210,955
2024	$812.00 (+3.31%) Homeowner's exemption	$91,325 (+3%)	$350,533 (+16.36%) Land $150,000 Building $200,533
2023	$786.00 (+14.24%) Homeowner's exemption	$88,665 (+3%)	$301,260 (-3.65%) Land $110,000 Building $191,260
2022	$688.00 Homeowner's exemption	$86,083	$312,687 Land $110,000 Building $202,687

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2107 Sapelo Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 246 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 7 condo units
Nearby Flood Claims	4 (2008–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2107 Sapelo Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNANDINA BEACH WTP serves 21,925 people · EPA ID FL2450364
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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