2117 Deborah Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 2117 Deborah Dr, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,347 sqft · built 1997
Lot Size0.261 acres (11,399 sqft)
OwnerIndividual Name on Record
Last Sale$550,000 (Jun 2025)
Tax Bill$6,929 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Mar 2020 Mortgage
Flood ZoneZone AE (high risk)
APN41-22-23-226-001

Property Details

APN / Parcel Number

Primary APN41-22-23-226-001
Alternative APNs
  • 0095211-030600-6
  • 10004696085

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,347 sqft Living Area
Gross Area3,369 sqft

Exterior

Year BuiltBuilt 1997
Architectural StyleOther
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialCeramic Tile
Lot Area11,399 sqft (0.261 acres)
Garage TypeFinished
Garage Area735 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area351 sqft
PorchPorch
Porch Area287 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004696085
Old Parcel Number00952110306006
Street Address2117 DEBORAH DR
CityPUNTA GORDA
StateFL
Zip33950-8165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGS-3.5
Legal DescriptionPGI 012 0162 0032 PUNTA GORDA ISLES SEC12 BLK162 LT32 686/1333 1138/2113 1204/901219/1354 1387/1259 1480/1391 2408/42
Legal Range22E
Legal Township41S
Legal Section23
Legal SubdivisionPUNTA GORDA ISLES
Legal Block162
Legal Lot Number32
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group3
Census Block3029
Census Tract10405

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2117 DEBORAH DR, PUNTA GORDA, FL 33950-8165
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Warranty Deed, Transfer · Conventional Mortgage
BELL BANK
Mar 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2025 · Amount on Record
Deed SaleJun 12, 2025 · Amount on Record
Prior SaleApr 27, 2021 · Amount on Record
Deed Document Number3537210
Record UpdatedJun 8, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateApr 27, 2021
Property Address2117 DEBORAH DR, PUNTA GORDA, FL 33950-8165
Document Number0047542086
Book / Page4754 / 2086
Map ReferenceMB 8 PG 6A-6T
Instrument DateApr 27, 2021
Instrument2936577
Transaction TypeTransfer
Record UpdatedJun 2, 2021
Title CompanySUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,815.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5 WESTERN AVE, 5, GLOUCESTER, MA 01930-3644

Transferred To (Grantee/Buyer)

NameVerified Name
Address2117 DEBORAH DR, PUNTA GORDA, FL 33950-8165

Mortgage

Document Number47542088
DateApr 27, 2021
Instrument4754/2088
Lender
NameBELL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address2117 DEBORAH DR, PUNTA GORDA, FL 33950-8165
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045472080
DateMar 5, 2020
Book Page4547/2080
Instrument2792954
Lender
NameSANTANDER BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,929.00 (-7.63%) Homeowner's exemption$457,976 (-4.76%)$493,389 (+1.07%) Land $115,000 Building $378,389
2023$7,501.00 (+2.65%) Homeowner's exemption$480,849 (+3%)$488,175 (+4.57%) Land $115,000 Building $373,175
2022$7,307.00 Homeowner's exemption$466,844 Land $81,600 Building $385,244$466,844 Land $81,600 Building $385,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 1,331 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2,225 units insured
incl. 894 condo units
Nearby Flood Claims127 (2004–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 50 claims
  • Hurricane Helene, Sep 2024 · 33 claims
  • Hurricane Ian, Oct 2022 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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