2045 Deborah Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 2045 Deborah Dr, Punta Gorda, FL 33950

Property Summary

Property TypeResidential Vacant Land
Lot Size0.261 acres (11,400 sqft)
OwnerCompany Name on Record
Last Sale$89,900 (Mar 2004)
Tax Bill$1,578 (2025)
Flood ZoneZone AE (high risk)
APN41-22-14-478-003

Property Details

APN / Parcel Number

Primary APN41-22-14-478-003
Alternative APNs
  • 0095211-030900-3
  • 10004695609

Exterior

Lot Area11,400 sqft (0.261 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004695609
Old Parcel Number00952110309003
Street Address2045 DEBORAH DR
CityPUNTA GORDA
StateFL
Zip33950
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeGS-3.5
Legal DescriptionPGI 012 0162 0035 PUNTA GORDA ISLES SEC12 BLK162 LT35 825/604 1301/1095 1466/1757-66 2062/253
Legal Range22E
Legal Township41S
Legal Section14
Legal SubdivisionPUNTA GORDA ISLES
Legal Block162
Legal Lot Number35
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group3
Census Block3029
Census Tract10405

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3141 GREEN COOK RD, JOHNSTOWN, OH 43031-8106
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2004 · Amount on Record
Deed SaleMar 31, 2004 · Amount on Record
Prior SaleJul 3, 2002 · Amount on Record
Deed Document Number1176547
Deed Book / Page2431 / 2116
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,578.00 (-8.36%)$93,337 (+21%)$115,000 (-) Land $115,000
2023$1,722.00 (+13.89%)$77,138 (-5.47%)$115,000 (+40.93%) Land $115,000
2022$1,512.00$81,600 Land $81,600$81,600 Land $81,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 1,331 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2,225 units insured
incl. 894 condo units
Nearby Flood Claims127 (2004–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 50 claims
  • Hurricane Helene, Sep 2024 · 33 claims
  • Hurricane Ian, Oct 2022 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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