2116 Justice Ln, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2116 Justice Ln, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,807 sqft · built 2006
Lot Size	0.132 acres (5,749 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,000 (Aug 2017)
Tax Bill	$5,522 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-30-0055-0001-1550`

Property Details

APN / Parcel Number

Primary APN	`09-26-30-0055-0001-1550`
Alternative APNs	`263009005500011550` `140293`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,807 sqft Living Area
Gross Area	3,363 sqft
1st Floor Area	1,654 sqft
Upper Floors Area	1,153 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,749 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2116 JUSTICE LN
City	SAINT CLOUD
State	FL
Zip	34769-7071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	ANTHEM PARK PH 1B PB 18 PG 72 LOT 155
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK PH 1B
Legal Phase	1B
Legal Tract	55
Legal Block	1550
Legal Lot Number	155
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1015
Census Tract	43208

Owner

Source: Osceola County records, as of January 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2116 JUSTICE LN, SAINT CLOUD, FL 34769-7071
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Quit Claim Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 22, 2017	Grant Deed, Transfer · FHA Mortgage RESIDENTIAL ACCPTNC
May 4, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2017 · Amount on Record
Deed Sale	Aug 22, 2017 · Amount on Record
Prior Sale	May 4, 2017
Deed Document Number	2017121296
Deed Book / Page	5197 / 2770
Last Transfer Date	Jul 12, 2021
Transfer Doc	0060052205
Record Updated	Jun 8, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 20, 2021
Property Address	2116 JUSTICE LN, SAINT CLOUD, FL 34769-7071
Document Number	0060052205
Book / Page	6005 / 2205
Map Reference	MB 18 PG 72
Instrument Date	Jul 12, 2021
Instrument	2021112234
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2116 JUSTICE LN, 2116, SAINT CLOUD, FL 34769-7071

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2116 JUSTICE LN, SAINT CLOUD, FL 34769-7071

Mortgage

Document Number	60052207
Date	Jul 20, 2021
Instrument	6005/2207

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 22, 2017
Property Address	2116 JUSTICE LN, SAINT CLOUD, FL 34769-7071
Document Number	0051972770
Book / Page	005197 / 002770
Instrument Date	Jul 27, 2017
Instrument	121296
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	SHORE TO SHORE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,421.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2116 JUSTICE LN ST CLOUD FL 347697071, ST CLOUD, FL 34769-7071

Mortgage

Document Number	51972782
Date	Aug 22, 2017
Book Page	005197/002782
Instrument	121297

Lender

Name	RESIDENTIAL ACCPTNC
Address	TAMPA, FL 33607

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 4, 2017
Property Address	2116 JUSTICE LN, SAINT CLOUD, FL 34769-7071
Document Number	0051422220
Book / Page	005142 / 002220
Instrument Date	Apr 19, 2017
Instrument	66077
Transaction Type	Foreclosure
Record Updated	Jun 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,522.00 (+1.02%) Homeowner's exemption	$228,030 (+5.99%)	$343,600 (+0.32%) Land $70,000 Building $273,600
2024	$5,466.00 (+3.86%)
2023	$5,263.00 (+3.3%) Homeowner's exemption	$215,150 (+3%)	$342,500 (+12.41%) Land $60,000 Building $282,500
2022	$5,095.00 Homeowner's exemption	$208,884	$304,700 Land $55,000 Building $249,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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