2113 Justice Ln, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2113 Justice Ln, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,931 sqft · built 2006
Lot Size	0.132 acres (5,749 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Dec 2022)
Tax Bill	$7,605 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-30-0055-0001-1640`

Property Details

APN / Parcel Number

Primary APN	`09-26-30-0055-0001-1640`
Alternative APNs	`263009005500011640` `140302`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,931 sqft Living Area
Gross Area	2,455 sqft
1st Floor Area	1,931 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,749 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2113 JUSTICE LN
City	SAINT CLOUD
State	FL
Zip	34769-7072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	ANTHEM PARK PH 1B PB 18 PG 72 LOT 164
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK PH 1B
Legal Phase	1B
Legal Tract	55
Legal Block	1640
Legal Lot Number	164
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1013
Census Tract	43208

Owner

Source: Osceola County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2113 JUSTICE LN, SAINT CLOUD, FL 34769-7072
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 28, 2021	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 15, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Apr 28, 2017	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022 · Amount on Record
Deed Sale	Dec 8, 2022 · Amount on Record
Prior Sale	Jul 28, 2021 · Amount on Record
Deed Document Number	2022176383
Deed Book / Page	6326 / 2393
Prior Transfer Date	Jul 14, 2021
Prior Transfer Doc	0060110256
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 8, 2022
Property Address	2113 JUSTICE LN, SAINT CLOUD, FL 34769-7072
Document Number	0063262393
Book / Page	6326 / 2393
Map Reference	MB 18 PG 72
Instrument Date	Dec 7, 2022
Instrument	2022176383
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	RED DOOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2113 JUSTICE LN, SAINT CLOUD, FL 34769-7072

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2113 JUSTICE LN, SAINT CLOUD, FL 34769-7072

Mortgage

Document Number	0063262395
Date	Dec 8, 2022
Instrument	6326/2395

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2038

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 28, 2021
Property Address	2113 JUSTICE LN, SAINT CLOUD, FL 34769-7072
Document Number	0060110256
Book / Page	6011 / 256
Map Reference	MB 18 PG 72
Instrument Date	Jul 14, 2021
Instrument	2021116627
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	INSURED TITLE AGENCY, INSURED TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$704.90
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 WEATHERBY LN, 55, CENTRAL ISLIP, NY 11722-4549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2113 JUSTICE LN, SAINT CLOUD, FL 34769-7072

Mortgage

Document Number	6011260
Date	Jul 28, 2021
Instrument	6011/260

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	2113 JUSTICE LN, SAINT CLOUD, FL 34769-7072
Document Number	0053721230
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2113 JUSTICE LN ST CLOUD FL 347697072, ST CLOUD, FL 34769-7072

Mortgage

Document Number	0053721230
Date	Jul 24, 2018
Book Page	005372/001230
Instrument	112774

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 28, 2017
Property Address	2113 JUSTICE LN, SAINT CLOUD, FL 34769-7072
Document Number	0051390468
Book / Page	5139 / 0468
Map Reference	MB18 PG72
Instrument Date	Apr 21, 2017
Instrument	2017062834
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	PRESTIGE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,428.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2113 JUSTICE LN, SAINT CLOUD, FL 34769-7072

Mortgage

Document Number	0051390469
Date	Apr 28, 2017
Instrument	5139/0469

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,605.00 (-2.76%)	$301,300 (+0.84%) Land $70,000 Building $231,300	$301,300 (+0.84%) Land $70,000 Building $231,300
2024	$7,821.00 (+3.82%)
2023	$7,533.00 (+69.59%)	$298,800 (+73.04%) Land $60,000 Building $238,800	$298,800 (+18.2%) Land $60,000 Building $238,800
2022	$4,442.00 Homeowner's exemption	$172,673	$252,800 Land $55,000 Building $197,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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