2116 Joppa Ave, Zion, IL 60099 Property Records

Lake County property record for 2116 Joppa Ave, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 925 sqft · built 1971
Lot Size	0.164 acres (7,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,000 (Jan 2005)
Tax Bill	$4,000 (2024)
Deeds & Mortgages	Jan 2026 Transfer May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-20-201-011`

Property Details

APN / Parcel Number

Primary APN	`04-20-201-011`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Living Area
Gross Area	1,850 sqft
1st Floor Area	925 sqft
Basement Area	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,148 sqft (0.164 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2116 JOPPA AVE
City	ZION
State	IL
Zip	60099-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZION CITY SEC 20 LOT 19 BLOCK 8
Legal Subdivision	ZION CITY
Legal Block	8
Legal Lot Number	19
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	2
Census Block	2005
Census Tract	860301

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2116 JOPPA AVE, ZION, IL 60099-2126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Intrafamily Transfer, Transfer
May 11, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jun 27, 2018	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2005 · Amount on Record
Deed Sale	Jan 21, 2005 · Amount on Record
Deed Document Number	20055722165
Last Transfer Date	Jan 17, 2007
Transfer Doc	0006130800
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Jan 20, 2026
Property Address	2116 JOPPA AVE, ZION, IL 60099-2126
Document Number	0008146190
Instrument Date	Jan 5, 2026
Instrument	8146190
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2116 JOPPA AVE, ZION, IL 60099-2126

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2116 JOPPA AVE, ZION, IL 60099-2126

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	2116 JOPPA AVE, ZION, IL 60099-2126
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2116 JOPPA AVE, ZION, IL 60099-2126

Mortgage

Document Number	0007786320
Date	May 11, 2021
Instrument	7786320

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Jul 1, 2048

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IL
Property Address	2116 JOPPA AVE, ZION, IL 60099-2126
Document Number	0007500836
Instrument Date	Jun 27, 2018
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007500836
Date	Jul 25, 2018
Instrument	7500836

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Zion Elementary School District 6 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,178 (+15.45%) Land $8,666 Building $48,512	$171,552 (+15.45%) Land $26,001 Building $145,551
2024	$4,000.00 (-6.43%)	$49,528 (+12.16%) Land $7,507 Building $42,021	$148,599 (+12.16%) Land $22,523 Building $126,076
2023	$4,275.00 (-1.68%)	$44,158 (+16.47%) Land $6,693 Building $37,465	$132,487 (+16.47%) Land $20,081 Building $112,406
2022	$4,348.00	$37,913 Land $5,509 Building $32,404	$113,751 Land $16,529 Building $97,222

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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