2114 Joppa Ave, Zion, IL 60099 Property Records

Lake County property record for 2114 Joppa Ave, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 925 sqft · built 1971
Lot Size	0.164 acres (7,148 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (May 2020)
Tax Bill	$4,706 (2024)
Deeds & Mortgages	Jan 2019 Mortgage May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-20-201-010`

Property Details

APN / Parcel Number

Primary APN	`04-20-201-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Living Area
Gross Area	1,850 sqft
1st Floor Area	925 sqft
Basement Area	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,148 sqft (0.164 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2114 JOPPA AVE
City	ZION
State	IL
Zip	60099-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZION CITY SEC 20; LOT 18 BLOCK 8
Legal Subdivision	ZION CITY
Legal Block	8
Legal Lot Number	18
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	2
Census Block	2005
Census Tract	860301

Owner

2114 Joppa Ave is owned and occupied by an individual who bought it in May 2020.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2114 JOPPA AVE, ZION, IL 60099-2126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2019	Deed of Trust, Mortgage · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
May 11, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 6, 2018	Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Apr 20, 2018	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020 · Amount on File
Deed Sale	May 11, 2020 · Amount on File
Prior Sale	Dec 6, 2018 · Amount on File
Deed Document Number	20207654899
Prior Transfer Date	Jan 23, 2012
Prior Transfer Doc	0006811965
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	2114 JOPPA AVE, ZION, IL 60099-2126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007536673
Date	Jan 10, 2019
Instrument	7536673

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company
Address	LAKE FOREST, IL 60045

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.37%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 11, 2020
Property Address	2114 JOPPA AVE, ZION, IL 60099-2126
Document Number	0007654899
Map Reference	DOC 91519
Instrument Date	Apr 2, 2020
Instrument	7654899
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2114 JOPPA AVE, ZION, IL 60099-2126

Mortgage

Document Number	0007654900
Date	May 11, 2020
Instrument	7654900

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Dec 6, 2018
Property Address	2114 JOPPA AVE, ZION, IL 60099-2126
Document Number	0007529954
Map Reference	DOC91519
Instrument Date	Nov 30, 2018
Instrument	7529954
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 JOPPA AVE, ZION, IL 60099-2126

Mortgage

Document Number	0007529955
Date	Dec 6, 2018
Instrument	7529955

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.37%

Mortgage

Document Number	0007529956
Date	Dec 6, 2018
Instrument	7529956

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	2114 JOPPA AVE, ZION, IL 60099-2126
Document Number	0007480754
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	TEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2114 JOPPA AVE ZION IL 600992126, ZION, IL 60099-2126

Mortgage

Document Number	0007480754
Date	May 3, 2018
Instrument	7480754

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 2, 2048

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Zion Elementary School District 6 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,059 Land $8,666 Building $43,393	$156,193 Land $26,001 Building $130,192
2024	$4,706.00 (-6.16%)
2023	$5,015.00 (-3.43%)	$40,205 (+14.57%) Land $6,693 Building $33,512	$120,627 (+14.57%) Land $20,081 Building $100,546
2022	$5,193.00	$35,092 Land $5,509 Building $29,583	$105,287 Land $16,529 Building $88,758

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2114 Joppa Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2114 Joppa Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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