2116 Charles Dr, Franklin, IN 46131 Property Records

Johnson County property record for 2116 Charles Dr, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,527 sqft · built 1997
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jun 2023)
Tax Bill	$2,967 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51001502032/00`

Property Details

APN / Parcel Number

Primary APN	`51001502032/00`
Alternative APNs	`41-08-15-022-006.000-009` `00001089787`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,527 sqft Living Area
1st Floor Area	1,527 sqft
Basement Area	902 sqft
Finished Basement	902 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001089787
Street Address	2116 CHARLES DR
City	FRANKLIN
State	IN
Zip	46131-7967
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUMBERLAND TRAILS 1ST SEC PHASE I LOT 31 MP FRANKLIN COMMUNI
Legal Subdivision	CUMBERLAND TRAILS 1ST SEC
Legal Phase	I
Legal Lot Number	31
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3016
Census Tract	610802

Owner

2116 Charles Dr is owned and occupied by an individual who bought it in June 2023.

Source: Johnson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2116 CHARLES DR, FRANKLIN, IN 46131-7967
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage INDIAN HOUSING & COMMUNITY
Jun 14, 2023	Warranty Deed, Transfer · FHA Mortgage BAILEY & WOOD FINANCIAL GROUP
Jul 19, 2019	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2023 · Amount on File
Deed Sale	Jun 14, 2023 · Amount on File
Prior Sale	Jul 19, 2019 · Amount on File
Deed Document Number	20239015
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	2116 CHARLES DR, FRANKLIN, IN 46131-7967
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2023009017
Date	Jun 14, 2023
Instrument	2023-009017

Lender

Name	INDIAN HOUSING & COMMUNITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	108 Months
Due	Jun 9, 2032

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jun 14, 2023
Property Address	2116 CHARLES DR, FRANKLIN, IN 46131-7967
Document Number	2023009015
Map Reference	PB C PG 658 A&B
Instrument Date	Jun 9, 2023
Instrument	2023-009015
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	NOT AVAILABLE, INDYLEGAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2116 CHARLES DR, FRANKLIN, IN 46131-7967
Investor	Possibly a Property Investor

Mortgage

Document Number	2023009016
Date	Jun 14, 2023
Instrument	2023-009016

Lender

Name	BAILEY & WOOD FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jul 19, 2019
Property Address	2116 CHARLES DR, FRANKLIN, IN 46131-7967
Document Number	2019014850
Map Reference	PB C PG 658 A & B
Instrument Date	Jul 8, 2019
Instrument	2019-014850
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2116 CHARLES DR, FRANKLIN, IN 46131-7967

Mortgage

Document Number	2019014851
Date	Jul 19, 2019
Instrument	2019-014851

Lender

Name	GVC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2116 Charles Dr was $2,967 with a homeowner's exemption, up 0.2% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,967.00 (+0.2%) Homeowner's exemption	$292,300 Land $46,400 Building $245,900	$292,300 Land $46,400 Building $245,900
2024	$2,961.00 (+4.89%)
2023	$2,823.00 (-0.14%) Homeowner's exemption	$252,800 (-) Land $46,400 Building $206,400	$252,800 (-) Land $46,400 Building $206,400
2022	$2,827.00 Homeowner's exemption	$252,800 Land $46,400 Building $206,400	$252,800 Land $46,400 Building $206,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2116 Charles Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2116 Charles Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Brightspeed, Verizon.

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