21153 Charity Ln, Bend, OR 97702 Property Records

Deschutes County property record for 21153 Charity Ln, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,296 sqft · built 1992
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$696,000 (Mar 2023)
Tax Bill$6,472 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN181210-DD-04600

Property Details

APN / Parcel Number

Primary APN181210-DD-04600
Alternative APNs
  • R1088181210DD04600
  • 177442

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,296 sqft Living Area
Gross Area2,802 sqft
1st Floor Area1,543 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleBi-Level
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage Area506 sqft
Deck Area358 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number177442
Street Address21153 CHARITY LN
CityBEND
StateOR
Zip97702-9557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionEAGLE RIDGE BLOCK 3 LOT 10
Legal Range12
Legal Township18
Legal Section10
Legal SubdivisionEAGLE RIDGE
Legal Block3
Legal Lot Number10
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1006
Census Tract1904

Owner

21153 Charity Ln is owned and occupied by two individuals who bought it in March 2023.

Source: Deschutes County records, as of May 20, 2026

Owner of Record2 Individual Names on File
Mailing Address21153 CHARITY LN, BEND, OR 97702-9557
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2023 · Amount on File
Deed SaleMar 14, 2023 · Amount on File
Prior SaleAug 22, 2013 · Amount on File
Deed Document Number20235541
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateMar 14, 2023
Property Address21153 CHARITY LN, BEND, OR 97702-9557
Document Number0000005541
Instrument DateMar 13, 2023
Instrument2023-05541
Transaction TypeTransfer
Record UpdatedMar 21, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address21153 CHARITY LN, BEND, OR 97702-9557
InvestorPossibly a Property Investor

Mortgage

Document Number0000005542
DateMar 14, 2023
Instrument2023-05542
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 21153 Charity Ln was $6,472, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,472.00 (+3.93%)$383,080 (+3%)$929,890 (-) Land $283,750 Building $646,140
2024$6,227.00 (+7.88%)$371,930 (+3%)$929,890 (-) Land $283,750 Building $646,140
2023$5,772.00$361,100$929,890 Land $283,750 Building $646,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21153 Charity Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21153 Charity Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 86% of Oregon
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

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