21146 Charity Ln, Bend, OR 97702 Property Records

Deschutes County property record for 21146 Charity Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,889 sqft · built 1993
Lot Size	0.48 acres (20,909 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Oct 2020)
Tax Bill	$6,540 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`181210 DD 03900`

Property Details

APN / Parcel Number

Primary APN	`181210 DD 03900`
Alternative APNs	`R1088181210DD03900` `177435`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,889 sqft Living Area
1st Floor Area	1,889 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	802 sqft
Deck Area	750 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas

Location & Zoning

Account Number	177435
Old Parcel Number	R1088181210DD03900
Street Address	21146 CHARITY LN
City	BEND
State	OR
Zip	97702-9523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:3 BLK:3 SUBD:EAGLE RIDGE SEC/TWN/RNG/MER:SEC 10 TWN 18 RNG 12 MAP REF:181210-DD
Legal Range	12E
Legal Township	18S
Legal Section	10
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	EAGLE RIDGE
Legal Block	3
Legal Lot Number	3
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1006
Census Tract	1904

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	21146 CHARITY LN, BEND, OR 97702-9523
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Quit Claim Deed, Transfer BETTER MTG CORP ISAOA
Oct 15, 2020	Warranty Deed, Transfer WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Dec 23, 2020
Deed Document Number	0000054465
Last Transfer Date	May 1, 2025
Transfer Doc	0000011026
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 23, 2020
Property Address	21146 CHARITY LN, BEND, OR 97702-9523
Document Number	0000070028
Instrument Date	Dec 14, 2020
Instrument	70028
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 7413 BEND OR 977087413, BEND, OR 97708-7413

Mortgage

Document Number	70029
Date	Dec 23, 2020
Instrument	70029

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 22, 2035

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 15, 2020
Property Address	21146 CHARITY LN, BEND, OR 97702-9523
Document Number	0000054465
Instrument Date	Oct 14, 2020
Instrument	54465
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21146 CHARITY LN BEND OR 977029523, BEND, OR 97702-9523

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,540.00 (+3.94%)	$387,080 (+3%)	$806,320 (-) Land $297,330 Building $508,990
2024	$6,292.00 (+7.87%)	$375,810 (+3%)	$806,320 (-) Land $297,330 Building $508,990
2023	$5,833.00	$364,870	$806,320 Land $297,330 Building $508,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon.

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