2115 Rocky Gorge Ct, Frederick, MD 21702 Property Records

Frederick County property record for 2115 Rocky Gorge Ct, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,682 sqft · built 2000
Lot Size0.224 acres (9,772 sqft)
Owner2 Individual Names on File
Last Sale$429,900 (Jul 2017)
Tax Bill$9,831 (2025)
Deeds & MortgagesJul 2020 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN02-230534

Property Details

APN / Parcel Number

Primary APN02-230534
Alternative APNs
  • 2230534
  • 230534

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,682 sqft Living Area
Gross Area5,144 sqft
1st Floor Area2,102 sqft
Basement Area1,200 sqft
Finished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,772 sqft (0.224 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Deck Area630 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number230534
Street Address2115 ROCKY GORGE CT
CityFREDERICK
StateMD
Zip21702-5915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePND
Legal DescriptionLOT 61 SECT. 2 PL 5 9,772 SQ.FT. WALNUT RIDGE
Legal SubdivisionWALNUT RIDGE
Legal Lot Number61
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1000
Census Tract751202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2115 Rocky Gorge Ct is owned and occupied by two individuals who bought it in July 2017.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address2115 ROCKY GORGE CT, FREDERICK, MD 21702-5915
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST GUARANTY MORTGAGE CORP
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2017 · Amount on File
Deed SaleJul 11, 2017 · Amount on File
Prior SaleJul 18, 2006 · Amount on File
Deed Document Number201711917-0220
Deed Book / Page11917 / 220
Prior Transfer DateDec 13, 2005
Prior Transfer Doc0057930567
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2115 ROCKY GORGE CT, FREDERICK, MD 21702-5915
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyAESTAR LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138770050
DateJul 7, 2020
Book Page13877/50
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2035

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2115 ROCKY GORGE CT, FREDERICK, MD 21702-5915
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0152220436
DateAug 24, 2021
Book Page15222/436
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2115 Rocky Gorge Ct was $9,831 with a homeowner's exemption, up 4.9% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$658,467 (+5.9%)$731,800 (+17.69%) Land $153,200 Building $578,600
2025$9,831.00 (+4.86%) Homeowner's exemption$621,800 Land $117,900 Building $503,900$621,800 Land $117,900 Building $503,900
2024$9,375.00 (+7.3%)
2023$8,737.00 Homeowner's exemption$511,867$621,800 Land $117,900 Building $503,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2115 Rocky Gorge Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2115 Rocky Gorge Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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