Frederick County property record for 2104 Rocky Gorge Ct, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,332 sqft · built 2000 |
| Lot Size | 0.232 acres (10,104 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Jan 2018) |
| Tax Bill | $9,262 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-229943 |
| Primary APN | 02-229943 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,332 sqft Living Area |
| Gross Area | 3,720 sqft |
| 1st Floor Area | 1,355 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,104 sqft (0.232 acres) |
| Garage Type | Attached |
| Garage Area | 388 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 229943 |
|---|---|
| Street Address | 2104 ROCKY GORGE CT |
| City | FREDERICK |
| State | MD |
| Zip | 21702-5914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PND |
| Legal Description | LOT 65 SEC 2 PL 4 10,104 SQ. FT. WALNUT RIDGE |
| Legal Subdivision | WALNUT RIDGE |
| Legal Lot Number | 65 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 751202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2104 Rocky Gorge Ct is owned and occupied by an individual who bought it in January 2018.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2104 ROCKY GORGE CT, FREDERICK, MD 21702-5914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jan 11, 2018 | Grant Deed, Transfer · Conventional with PMI NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2018 · Amount on File |
| Deed Sale | Jan 11, 2018 · Amount on File |
| Prior Sale | Feb 6, 2001 · Amount on File |
| Deed Document Number | 201812229-0082 |
| Deed Book / Page | 12229 / 82 |
| Prior Transfer Date | Sep 21, 2015 |
| Prior Transfer Doc | 0108090203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2104 ROCKY GORGE CT, FREDERICK, MD 21702-5914 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 2104 ROCKY GORGE CT, FREDERICK, MD 21702-5914 |
| Document Number | 0153930020 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 15393/20 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 11, 2018 |
| Property Address | 2104 ROCKY GORGE CT, FREDERICK, MD 21702-5914 |
| Document Number | 0122290083 |
| Book / Page | 012229 / 000083 |
| Instrument Date | Dec 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | MID-ATLANTIC SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2104 ROCKY GORGE CT FREDERICK MD 217025914, FREDERICK, MD 21702-5914 |
| Document Number | 122290088 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 012229/000088 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 10, 2048 |
The 2025 property tax bill for 2104 Rocky Gorge Ct was $9,262, up 8.8% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $533,233 (+6.09%) | $594,500 (+18.28%) Land $153,800 Building $440,700 | |
| 2025 | $9,262.00 (+8.85%) | $502,600 Land $118,300 Building $384,300 | $502,600 Land $118,300 Building $384,300 |
| 2024 | $8,509.00 (+12.36%) | ||
| 2023 | $7,573.00 | $416,400 | $502,600 Land $118,300 Building $384,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2104 Rocky Gorge Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2104 Rocky Gorge Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures