2115 N 3rd St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2115 N 3rd St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,272 sqft · built 1942
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$84,789 (Jul 2022)
Tax Bill	$890 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2022 Second Mortgage + 2 more
APN	`06-3.0-05-003-001-041.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-003-001-041.000`

Interior

Building Area	1,272 sqft Base Area
1st Floor Area	1,272 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	100 ft deep x 37 ft wide

Location & Zoning

Street Address	2115 N 3RD ST
City	SAINT JOSEPH
State	MO
Zip	64505-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SAINT JOSEPH EXTENSION LOT:1 BLK:32LGL DESC:S 37' LOTS 1 TO 4
Legal Subdivision	SAINT JOSEPH EXTENSION
Legal Block	32
Legal Lot Number	1-4
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2005
Census Tract	400

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2115 N 3RD ST, SAINT JOSEPH, MO 64505-2539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Jul 20, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jul 13, 2022	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Deed Document Number	20226683
Deed Book / Page	3778 / 76
Last Transfer Date	Jul 20, 2022
Transfer Doc	003778/352
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2115 N 3RD ST, SAINT JOSEPH, MO 64505-2539
Transaction Type	Mortgage
Record Updated	Mar 15, 2024
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 N 3RD ST, SAINT JOSEPH, MO 64505-2539

Mortgage

Document Number	0003795/80
Date	Mar 1, 2024
Book Page	3795/80
Instrument	2024001447

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Aug 1, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2115 N 3RD ST, SAINT JOSEPH, MO 64505-2539
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003778/87
Date	Jul 13, 2022
Book Page	3778/87
Instrument	2022006694

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Jul 20, 2022
Property Address	2115 N 3RD ST, SAINT JOSEPH, MO 64505-2539
Document Number	003778/352
Book / Page	3778 / 352
Instrument Date	Jul 20, 2022
Instrument	2022006966
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 N 3RD ST, SAINT JOSEPH, MO 64505-2539

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 13, 2022
Property Address	2115 N 3RD ST, SAINT JOSEPH, MO 64505-2539
Document Number	0003778/76
Book / Page	3778 / 76
Instrument Date	Jul 12, 2022
Instrument	2022006683
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 N 3RD ST, SAINT JOSEPH, MO 64505-2539

Mortgage

Document Number	2022006684
Date	Jul 13, 2022
Instrument	2022006684

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$890.00	$12,520 (+10.5%) Land $630 Building $11,890	$65,920 (+10.53%) Land $3,340 Building $62,580
2024	$890.00 (+20.76%)
2023	$737.00 (-0.67%)	$11,330 (-) Land $630 Building $10,700	$59,640 (-) Land $3,340 Building $56,300
2022	$742.00	$11,330 Land $630 Building $10,700
2021			$59,640 Land $3,340 Building $56,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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