2102 N 3rd St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2102 N 3rd St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,232 sqft · built 1922
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$70,900 (Sep 2021)
Tax Bill	$579 (2025)
Deeds & Mortgages	Sep 2021 Second Mortgage Sep 2021 Mortgage
APN	`06-3.0-05-003-002-098.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-003-002-098.000`

Interior

Building Area	1,232 sqft Base Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 60 ft wide

Location & Zoning

Street Address	2102 N 3RD ST
City	SAINT JOSEPH
State	MO
Zip	64505-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SAINT JOSEPH EXTENSION LOT:14 BLK:31LGL DESC:S 1/2 LOT 14 ALL LOT 15 BLK 31
Legal Subdivision	SAINT JOSEPH EXTENSION
Legal Block	31
Legal Lot Number	14-15
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2006
Census Tract	400

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2102 N 3RD ST, SAINT JOSEPH, MO 64505-2540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Sep 15, 2021	Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Deed Document Number	202110064
Deed Book / Page	3767 / 369
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2102 N 3RD ST, SAINT JOSEPH, MO 64505-2540
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3767/393
Date	Sep 16, 2021
Book Page	3767/393
Instrument	2021010088

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 15, 2021
Property Address	2102 N 3RD ST, SAINT JOSEPH, MO 64505-2540
Document Number	3767/369
Book / Page	3767 / 369
Instrument Date	Sep 14, 2021
Instrument	2021010064
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 N 3RD ST, SAINT JOSEPH, MO 64505-2540

Mortgage

Document Number	2021010065
Date	Sep 15, 2021
Instrument	2021010065

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$579.00 (+0.17%)	$8,080 (+9.04%) Land $1,220 Building $6,860	$42,530 (+9.05%) Land $6,400 Building $36,130
2024	$578.00 (+18.93%)
2023	$486.00 (-0.61%)	$7,410 (-) Land $1,220 Building $6,190	$39,000 (-) Land $6,400 Building $32,600
2022	$489.00	$7,410 Land $1,220 Building $6,190
2021			$39,000 Land $6,400 Building $32,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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