2115 Madison Ct, Champaign, IL 61820 Property Records

Champaign County property record for 2115 Madison Ct, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,332 sqft · built 1990
Lot Size	0.241 acres (10,503 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (May 2023)
Tax Bill	$6,488 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-24-307-004`

Property Details

APN / Parcel Number

Primary APN	`45-20-24-307-004`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,332 sqft Building Perimeter
1st Floor Area	1,332 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,503 sqft (0.241 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2115 MADISON CT
City	CHAMPAIGN
State	IL
Zip	61820-7565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 220 AYRSHIRE SOUTH SUB NO 2
Legal Range	08E
Legal Township	19N
Legal Section	24
Legal Subdivision	AYRSHIRE SOUTH SUB NO 2
Legal Lot Number	220
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1023
Census Tract	1301

Owner

2115 Madison Ct is owned and occupied by two individuals who bought it in May 2023.

Source: Champaign County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2115 MADISON CT, CHAMPAIGN, IL 61820-7565
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Warranty Deed, Transfer · VA Mortgage HICKORY POINT BANK & TRUST
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit BANKCHAMPAIGN NA
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Deed Document Number	20236946
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 31, 2023
Property Address	2115 MADISON CT, CHAMPAIGN, IL 61820-7565
Document Number	0000006946
Map Reference	DOC 82R07127
Instrument Date	May 22, 2023
Instrument	2023R06946
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2115 MADISON CT, CHAMPAIGN, IL 61820-7565

Mortgage

Document Number	0000006947
Date	May 31, 2023
Instrument	2023R06947

Lender

Name	HICKORY POINT BANK & TRUST
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2115 MADISON CT, CHAMPAIGN, IL 61820-7565
Transaction Type	Mortgage
Record Updated	Nov 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 MADISON CT, CHAMPAIGN, IL 61820-7565

Mortgage

Document Number	0000026277
Date	Nov 3, 2021
Instrument	2021R26277

Lender

Name	BANKCHAMPAIGN NA
Type	Bank
Address	CHAMPAIGN, IL 61824

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2115 MADISON CT, CHAMPAIGN, IL 61820-7565
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018285
Date	Oct 23, 2018
Instrument	2018R18285

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	SAVOY, IL 61874

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Nov 26, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2115 Madison Ct was $6,488, up 9.2% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,488.00 (+9.15%)	$83,210 Land $24,590 Building $58,620	$249,630 Land $73,770 Building $175,860
2024	$5,944.00
2022	$4,534.00 Homeowner's exemption Senior Citizen's exemption	$62,310 Land $18,410 Building $43,900	$186,930 Land $55,230 Building $131,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2115 Madison Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–1993)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2115 Madison Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media.

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