2108 Madison Ct, Champaign, IL 61820 Property Records

Champaign County property record for 2108 Madison Ct, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,864 sqft · built 1982
Lot Size	0.196 acres (8,532 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,753 (2024)
Deeds & Mortgages	Nov 2017 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-20-24-306-001`

Property Details

APN / Parcel Number

Primary APN	`45-20-24-306-001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,864 sqft Building Perimeter
1st Floor Area	1,864 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Stucco
Roof Material	Other
Lot Area	8,532 sqft (0.196 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2108 MADISON CT
City	CHAMPAIGN
State	IL
Zip	61820-7564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 231 AYRSHIRE SOUTH SUB NO 2
Legal Range	08E
Legal Township	19N
Legal Section	24
Legal Subdivision	AYRSHIRE SOUTH SUB NO 2
Legal Lot Number	231
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1022
Census Tract	1301

Owner

2108 Madison Ct is owned and occupied by two individuals.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2108 MADISON CT, CHAMPAIGN, IL 61820-7564
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 25, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2108 MADISON CT, CHAMPAIGN, IL 61820-7564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021244
Date	Nov 8, 2017
Instrument	2017R21244

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2108 MADISON CT, CHAMPAIGN, IL 61820-7564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017884
Date	Oct 25, 2019
Instrument	2019R17884

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,380 Land $23,970 Building $62,410	$259,140 Land $71,910 Building $187,230
2024	$5,753.00
2022	$4,935.00 Homeowner's exemption Senior Citizen's exemption	$64,670 Land $17,940 Building $46,730	$194,010 Land $53,820 Building $140,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2108 Madison Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–1993)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2108 Madison Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media.

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