Schenectady County and Schenectady City property record for 2115 Colgate Pl, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,304 sqft · built 1920 |
| Lot Size | 0.159 acres (6,930 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Apr 2018) |
| Tax Bill | $5,715 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.69-1-10 |
| Primary APN | 421500 50.69-1-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,304 sqft Living Area |
| 1st Floor Area | 756 sqft |
| 2nd Floor Area | 548 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,930 sqft (0.159 acres) |
| Lot Dimensions | 105 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 312 sqft |
| Patio Area | 140 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2115 COLGATE PL |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 41 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2115 COLGATE PL, SCHENECTADY, NY 12304-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHEMUNG CANAL TRUST CO |
| Apr 20, 2018 | Warranty Deed, Transfer · Conventional with PMI CHEMUNG CANAL TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 20, 2018 · Amount on Record |
| Deed Sale | Apr 20, 2018 · Amount on Record |
| Prior Sale | Jan 26, 1993 · Amount on Record |
| Deed Document Number | 201816686 |
| Deed Book / Page | 1985 / 433 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2115 COLGATE PL, SCHENECTADY, NY 12304-1411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2115 COLGATE PL, SCHENECTADY, NY 12304-1411 |
| Document Number | 0000063405 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 5179/947 |
| Instrument | 202163405 |
| Name | CHEMUNG CANAL TRUST CO |
|---|---|
| Type | Bank |
| Address | ELMIRA, NY 14902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | Jul 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 20, 2018 |
| Property Address | 2115 COLGATE PL, SCHENECTADY, NY 12304-1411 |
| Document Number | 0000016686 |
| Book / Page | 001985 / 000433 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 16686 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2130 4TH AVE WATERVLIET NY 121892115, WATERVLIET, NY 12189-2115 |
| Document Number | 16687 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 004832/000040 |
| Instrument | 16687 |
| Name | CHEMUNG CANAL TR |
|---|---|
| Address | ELMIRA, NY 14902 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 19, 2033 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,715.00 (+32.57%) | $109,400 (-) Land $13,000 Building $96,400 | $181,156 (+30.82%) Land $21,527 Building $159,629 |
| 2023 | $109,400 (+26.33%) Land $13,000 Building $96,400 | $138,481 (+31.12%) Land $16,456 Building $122,025 | |
| 2022 | $86,600 Land $13,000 Building $73,600 | $105,610 Land $15,854 Building $89,756 | |
| 2021 | $4,311.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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