Schenectady County and Schenectady City property record for 2105 Colgate Pl, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,224 sqft · built 1924 |
| Lot Size | 0.079 acres (3,465 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Sep 2005) |
| Tax Bill | $4,817 (2026) |
| Deeds & Mortgages | May 2022 Mortgage May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.69-1-8 |
| Primary APN | 421500 50.69-1-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 850 sqft |
| Upper Floors Area | 374 sqft |
| Attic | Attic |
| Attic Area | 374 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,465 sqft (0.079 acres) |
| Lot Dimensions | 105 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 350 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2105 COLGATE PL |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 1X WOOD |
| Legal Subdivision | GEORGE W |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2105 COLGATE PL, SCHENECTADY, NY 12304-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC |
| May 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC |
| Aug 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 11, 2017 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2005 · Amount on Record |
| Deed Sale | Sep 14, 2005 · Amount on Record |
| Prior Sale | Jun 24, 2003 · Amount on Record |
| Deed Book / Page | 1715 / 585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2105 COLGATE PL, SCHENECTADY, NY 12304-1411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2105 COLGATE PL, SCHENECTADY, NY 12304-1411 |
| Document Number | 0000027829 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 5229/527 |
| Instrument | 202227829 |
| Name | RUSHMORE LOAN MANAGEMENT SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2105 COLGATE PL, SCHENECTADY, NY 12304-1411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2105 COLGATE PL, SCHENECTADY, NY 12304-1411 |
| Document Number | 0000026008 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 5226/863 |
| Instrument | 202226008 |
| Name | RUSHMORE LOAN MANAGEMENT SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | DALLAS, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2105 COLGATE PL, SCHENECTADY, NY 12304-1411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 2105 COLGATE PL, SCHENECTADY, NY 12304-1411 |
| Document Number | 0000045546 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 5322/571 |
| Instrument | 202345546 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jul 1, 2063 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2105 COLGATE PL, SCHENECTADY, NY 12304-1411 |
| Document Number | 0000040699 |
| Book / Page | 004786 / 000641 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 2105 COLGATE PL SCHENECTADY NY 123041411, SCHENECTADY, NY 12304-1411 |
| Document Number | 0000040699 |
|---|---|
| Date | Sep 8, 2017 |
| Book Page | 004786/000641 |
| Instrument | 40699 |
| Name | WELLS FARGO BK |
|---|---|
| Address | FORT MILL, SC 29715 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 7, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,817.00 (+2.49%) Homeowner's exemption | ||
| 2025 | $4,700.00 (+9.66%) | $103,000 (-) Land $15,500 Building $87,500 | $170,558 (+30.82%) Land $25,666 Building $144,892 |
| 2023 | $103,000 (-) Land $15,500 Building $87,500 | $130,380 (+3.8%) Land $19,620 Building $110,760 | |
| 2022 | $103,000 Land $15,500 Building $87,500 | $125,610 Land $18,902 Building $106,708 | |
| 2021 | $4,286.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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