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2115 Chipstone Rd, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 2115 Chipstone Rd, Charlotte, NC 28262

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,881 sqft · built 2002
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$94,000 (Jan 2004)
Tax Bill$3,867 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN029-126-40

Property Details

APN / Parcel Number

Primary APN029-126-40

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,881 sqft Living Area
Gross Area3,367 sqft
1st Floor Area1,358 sqft
Upper Floors Area1,571 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Garage TypeAttached
Garage Area486 sqft
PorchFinished/Open Porch
Porch Area32 sqft
Deck Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2115 CHIPSTONE RD
CityCHARLOTTE
StateNC
Zip28262-6458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL167 B2 M35-39
Legal SubdivisionFOUNTAINGROVE MAP 05 PH 01
Legal Block2
Legal Lot Number167
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2002
Census Tract5520

Owner

Source: Mecklenburg County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address615 BRIAR PATCH TER, WAXHAW, NC 28173-6822
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 22, 2025Deed of Trust, Mortgage · Line of Credit
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2004 · Amount on Record
Deed SaleJan 15, 2004 · Amount on Record
Prior SaleAug 16, 2002 · Amount on Record
Deed Document Number200412006
Deed Book / Page16676 / 322
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2115 CHIPSTONE RD, CHARLOTTE, NC 28262-6458
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000099320
DateMay 19, 2021
Book Page36082/1
Instrument2021099320
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2041

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2115 CHIPSTONE RD, CHARLOTTE, NC 28262-6458
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049689
DateMay 22, 2025
Book Page39599/864
Instrument2025049689
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 1, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,867.00$481,600 Land $92,000 Building $389,600$481,600 Land $92,000 Building $389,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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