2115 Bowen Rd, Howell, MI 48855 Property Records

Livingston County property record for 2115 Bowen Rd, Howell, MI 48855

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,146 sqft · built 1984
Lot Size	10 acres (436,471 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Feb 2019)
Tax Bill	$4 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-22-400-010`

Property Details

APN / Parcel Number

Primary APN	`06-22-400-010`
Alternative APN	`470622400010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,146 sqft Living Area
1st Floor Area	1,146 sqft
Basement Area	1,146 sqft
Unfinished Basement	1,216 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	436,471 sqft (10 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	264 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2115 BOWEN RD
City	HOWELL
State	MI
Zip	48855-8752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 22 T3N R4E PART OF THE NE 1/4 OF THE SE 1/4, COMM 415.05 FT W FROM THE E 1/4 COR, TH S 955.50 FT, TH N 89*40'58"W 568.18
Legal Range	04E
Legal Township	03N
Legal Section	22
Legal Subdivision	PART OF SEC 22 T3N R4E
Legal Tract	724000
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2000
Census Tract	724002

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2115 BOWEN RD, HOWELL, MI 48855-8752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Nov 7, 2019	Deed of Trust, Mortgage · VA Mortgage ROSS MORTGAGE COMPANY INC
Dec 12, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance INDEPENDENT BANK
Oct 1, 2020	Deed of Trust, Mortgage · VA Mortgage ROSS MORTGAGE CORP
Feb 21, 2019	Warranty Deed, Transfer · VA Mortgage ROSS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2019 · Amount on Record
Deed Sale	Feb 21, 2019 · Amount on Record
Prior Sale	Jun 5, 2012 · Amount on Record
Deed Document Number	20194094
Prior Transfer Date	Oct 6, 2014
Prior Transfer Doc	0000028919
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	2115 BOWEN RD, HOWELL, MI 48855-8752
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 BOWEN RD, HOWELL, MI 48855-8752

Mortgage

Document Number	0000004029
Date	Mar 14, 2024
Instrument	2024R-004029

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 10, 2049

Interest

Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	2115 BOWEN RD, HOWELL, MI 48855-8752
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030973
Date	Nov 7, 2019
Instrument	2019R-030973

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	2115 BOWEN RD, HOWELL, MI 48855-8752
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032861
Date	Dec 12, 2018
Instrument	2018-032861

Lender

Name	INDEPENDENT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	2115 BOWEN RD, HOWELL, MI 48855-8752
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 BOWEN RD, HOWELL, MI 48855-8752

Mortgage

Document Number	0000034495
Date	Oct 1, 2020
Instrument	2020R-034495

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Feb 21, 2019
Property Address	2115 BOWEN RD, HOWELL, MI 48855-8752
Document Number	0000004094
Instrument Date	Feb 15, 2019
Instrument	2019R-004094
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 BOWEN RD, HOWELL, MI 48855-8752

Mortgage

Document Number	0000004095
Date	Feb 21, 2019
Instrument	2019R-004095

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000004094
Date	Feb 21, 2019
Instrument	2019R-004094

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Howell Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,840 (+32.55%)	$465,680 (+32.55%)
2025	$4.00 (-99.88%)
2023		$175,661
2021	$3,453.00		$351,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWELL serves 9,914 people · EPA ID MI0003250
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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