2114 Reading Rd, Cincinnati, OH 45202 Property Records

Hamilton County property record for 2114 Reading Rd, Cincinnati, OH 45202

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2.75 ba · 8,018 sqft · built 1926
Lot Size	0.542 acres (23,610 sqft)
Owner	Company Name on File
Last Sale	$430,000 (Feb 2025)
Tax Bill	$23,420 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Feb 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`090-0002-0029-00`

Property Details

APN / Parcel Number

Primary APN	`090-0002-0029-00`

Interior

Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	8,018 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	23,610 sqft (0.542 acres)
Lot Dimensions	243 ft deep x 160 ft wide

Location & Zoning

Street Address	2114 READING RD
City	CINCINNATI
State	OH
Zip	45202-1418
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	MG
Legal Description	READING RD 80 X 243 ES READING RD 180 FT S OFC K SMITH SUB
Legal Subdivision	C K SMITH SUB
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1020
Census Tract	26700

Owner

Source: Hamilton County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	311 MARTIN LUTHER KING DR E, CINCINNATI, OH 45219-2581
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2024	Deed of Trust, Mortgage · Line of Credit MENTAL HEALTH AND ADDICTION SERVICES
Feb 4, 2025	Deed of Trust, Mortgage · Commercial Mortgage UNIF XV LLC
Jul 23, 2024	Deed of Trust, Mortgage · Line of Credit OHIO DEPARTMENT OF MENTAL HEALTH AND ADD
May 19, 2025	Intrafamily Transfer, Transfer
Feb 4, 2025	Limited Warranty Deed, Construction Loan · Construction Mortgage PNC BANK NA
Dec 14, 2023	Warranty Deed, Transfer
Dec 19, 2018	Loan Modification, Mortgage HERITAGE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 4, 2025 · Amount on Record
Deed Sale	Feb 4, 2025 · Amount on Record
Deed Document Number	20257527
Deed Book / Page	15346 / 785
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2114 READING RD, CINCINNATI, OH 45202-1418
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090622
Date	Dec 19, 2024
Book Page	15316/63
Instrument	2024-0090622

Lender

Name	MENTAL HEALTH AND ADDICTION SERVICES
Type	Non-Lending Institution
Address	COLUMBUS, OH 43215

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2114 READING RD, CINCINNATI, OH 45202-1418
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007619
Date	Feb 4, 2025
Book Page	15346/1266
Instrument	2025-0007619

Lender

Name	UNIF XV LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45229

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 30, 2055

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2114 READING RD, CINCINNATI, OH 45202-1418
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050536
Date	Jul 23, 2024
Book Page	15213/15
Instrument	2024-0050536

Lender

Name	OHIO DEPARTMENT OF MENTAL HEALTH AND ADD
Type	Government Agency
Address	COLUMBUS, OH 43215

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	May 19, 2025
Property Address	2114 READING RD, CINCINNATI, OH 45202-1418
Document Number	0000036806
Book / Page	15419 / 2300
Instrument Date	May 7, 2025
Instrument	2025-0036806
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 MARTIN LUTHER KING DR E, CINCINNATI, OH 45219-2581
Mail Care Of	THE CROSSROADS CENTER

February 2025: Limited Warranty Deed, Construction Loan

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 4, 2025
Property Address	2114 READING RD, CINCINNATI, OH 45202-1418
Document Number	0000007527
Book / Page	15346 / 785
Instrument Date	Jan 29, 2025
Instrument	2025-0007527
Transaction Type	Construction Loan
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 MARTIN LUTHER KING DR E, CINCINNATI, OH 45219-2581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 MARTIN LUTHER KING DR E, CINCINNATI, OH 45219-2581

Mortgage

Document Number	0000007528
Date	Feb 4, 2025
Instrument	2025-0007528

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 14, 2023
Property Address	2114 READING RD, CINCINNATI, OH 45202-1418
Document Number	0000087800
Book / Page	15062 / 1385
Instrument Date	Nov 14, 2023
Instrument	2023-0087800
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 MARTIN LUTHER KING DR E, CINCINNATI, OH 45219-2581
Mail Care Of	THE CROSSROADS CENTER

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	2114 READING RD, CINCINNATI, OH 45202-1418
Document Number	0000112092
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019
Title Company	KENTUCKY LAND TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2136 READING RD CINCINNATI OH 452021418, CINCINNATI, OH 45202-1418

Mortgage

Document Number	0000112092
Date	Dec 26, 2018
Book Page	013821/001066
Instrument	112092

Lender

Name	HERITAGE BK
Type	Bank
Address	COLD SPRING, KY 41076

Agreement

Term	60 Months
Due	Dec 25, 2023

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,420.00 (+265.59%)	$282,720 (+264.56%) Land $52,059 Building $230,661	$807,770 (-) Land $148,740 Building $659,030
2024	$6,406.00 (+0.25%)	$77,552 (-) Land $26,029 Building $51,523
2023	$6,390.00 (+8.9%)	$77,552 (+20.94%) Land $26,029 Building $51,523	$807,770 (+340.9%) Land $148,740 Building $659,030
2022	$5,868.00	$64,124 Land $23,636 Building $40,488
2020			$183,210 Land $67,530 Building $115,680

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed.

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