2114 E Clay St, Richmond, VA 23223 Property Records

Richmond City property record for 2114 E Clay St, Richmond, VA 23223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,520 sqft · built 2017
Lot Size	0.066 acres (2,892 sqft)
Owner	Individual Name on Record
Last Sale	$659,950 (Jun 2026)
Tax Bill	$8,976 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2025 Second Mortgage + 3 more
APN	`E-000-0254-012`

Property Details

APN / Parcel Number

Primary APN	`E-000-0254-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
1st Floor Area	1,260 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Other
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Flat
Roof Material	Other
Lot Area	2,892 sqft (0.066 acres)
Lot Dimensions	100 ft deep x 24 ft wide
Porch	Slab
Porch Area	86 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2114 E CLAY ST
City	RICHMOND
State	VA
Zip	23223-7218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-63 MULTI
Legal Description	0024.71X0100.00 IRG0000.066 AC
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1012
Census Tract	20502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Union Hill Historic District listed 2002 · 358 contributing resources · NRIS 02001670

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Richmond City records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2114 E CLAY ST, RICHMOND, VA 23223-7218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE
Nov 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Apr 16, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Nov 6, 2017	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TR MTG
Feb 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	May 7, 2021 · Amount on Record
Deed Document Number	202611687
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Jun 24, 2026
Property Address	2114 E CLAY ST, RICHMOND, VA 23223-7218
Document Number	0000011687
Instrument Date	Jun 22, 2026
Instrument	202611687
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,654.95
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 E CLAY ST, RICHMOND, VA 23223-7218

Mortgage

Document Number	0000011688,
Date	Jun 24, 2026
Instrument	202611688

Lender

Name	FIRST HERITAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	2114 E CLAY ST, RICHMOND, VA 23223-7218
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018445
Date	Nov 7, 2025
Instrument	250018445

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	2114 E CLAY ST, RICHMOND, VA 23223-7218
Document Number	0000009426
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 E CLAY ST RICHMOND VA 232237218, RICHMOND, VA 23223-7218

Mortgage

Document Number	0000009426
Date	May 4, 2020
Instrument	9426

Lender

Name	FIRST CITIZENS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Nov 6, 2017
Property Address	2114 E CLAY ST, RICHMOND, VA 23223-7218
Document Number	0000023411
Instrument Date	Oct 12, 2017
Instrument	23411
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 E CLAY ST RICHMOND VA 232237218, RICHMOND, VA 23223-7218

Mortgage

Document Number	23412
Date	Nov 6, 2017
Instrument	23412

Lender

Name	SOUTHERN TR MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Feb 23, 2017
Property Address	2114 E CLAY ST, RICHMOND, VA 23223-7218
Document Number	0000003635
Instrument Date	Feb 21, 2017
Instrument	3635
Transaction Type	Transfer
Record Updated	Mar 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2112 E CLAY ST RICHMOND VA 231730001, RICHMOND, VA 23173-0001

Tax Assessment & Valuation

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,976.00 (+2.33%)	$748,000 (+12.14%) Land $100,000 Building $648,000	$748,000 (+12.14%) Land $100,000 Building $648,000
2025	$8,772.00 (+43,76%)
2024		$667,000 Land $95,000 Building $572,000
2023			$667,000 Land $95,000 Building $572,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 953 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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