2102 E Clay St, Richmond, VA 23223 Property Records

Richmond City property record for 2102 E Clay St, Richmond, VA 23223

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,756 sqft · built 1910
Lot Size	0.116 acres (5,053 sqft)
Owner	Company Name on Record
Last Sale	$290,000 (Dec 2009)
Tax Bill	$6,708 (2026)
Deeds & Mortgages	Oct 2020 Refinance Oct 2022 Mortgage + 2 more
APN	`E-000-0254-016`

Property Details

APN / Parcel Number

Primary APN	`E-000-0254-016`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,756 sqft Living Area
1st Floor Area	1,620 sqft
Attic	Attic
Attic Area	1,516 sqft
Basement Area	1,516 sqft
Unfinished Basement	1,516 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1975
Architectural Style	Contemporary
Exterior Material	Brick
Construction Type	Wood
Roof Type	Flat
Roof Material	Other
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	100 ft deep x 46 ft wide
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2102 E CLAY ST
City	RICHMOND
State	VA
Zip	23223-7218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-63 MULTI
Legal Description	0046.50X0100.00 IRG0000.000
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1012
Census Tract	20502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Union Hill Historic District listed 2002 · 358 contributing resources · NRIS 02001670

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Richmond City records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2102 E CLAY ST, RICHMOND, VA 23223-7218
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRSTBANK
Oct 26, 2022	Deed of Trust, Mortgage · Unknown FULTON BANK NA
Jun 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 16, 2018	Deed of Trust, Mortgage FULTON BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2009 · Amount on Record
Deed Sale	Dec 23, 2009 · Amount on Record
Deed Book / Page	900 / 28038
Last Transfer Date	Feb 25, 2021
Transfer Doc	0000007894
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	2102 E CLAY ST, RICHMOND, VA 23223-7218
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024677
Date	Oct 20, 2020
Instrument	200024677

Lender

Name	FIRSTBANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	2102 E CLAY ST, RICHMOND, VA 23223-7218
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023438
Date	Oct 26, 2022
Instrument	220023438

Lender

Name	FULTON BANK NA

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Jun 3, 2020
Property Address	2102 E CLAY ST, RICHMOND, VA 23223-7218
Document Number	0000011795
Instrument Date	May 19, 2020
Instrument	11795
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2102 E CLAY ST RICHMOND VA 232237218, RICHMOND, VA 23223-7218

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	2102 E CLAY ST, RICHMOND, VA 23223-7218
Document Number	0000005352
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005352
Date	Mar 21, 2018
Instrument	5352

Lender

Name	FULTON BK NA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

Interest

Rate Type	Fixed Rate
Rate	4.38%

Tax Assessment & Valuation

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,708.00 (+1.82%)	$559,000 (+6.07%) Land $110,000 Building $449,000	$559,000 (+6.07%) Land $110,000 Building $449,000
2025	$6,588.00 (+32,84%)
2024		$527,000 Land $105,000 Building $422,000
2023			$527,000 Land $105,000 Building $422,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 953 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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