2114 Crossgate Ct, Champaign, IL 61822 Property Records

Champaign County property record for 2114 Crossgate Ct, Champaign, IL 61822

Property Summary

Property TypeSingle Family Home
Lot Size0.3 acres (13,074 sqft)
Owner2 Individual Names on Record
Tax Bill$16,289 (2024)
Deeds & MortgagesJul 2026 Construction Loan
Nov 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN45-20-20-430-029

Property Details

APN / Parcel Number

Primary APN45-20-20-430-029

Exterior

Lot Area13,074 sqft (0.3 acres)

Location & Zoning

Street Address2114 CROSSGATE CT
CityCHAMPAIGN
StateIL
Zip61822-9328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 108 IRONWOOD 1
Legal Range08E
Legal Township19N
Legal Section20
Legal SubdivisionIRONWOOD 1
Legal Lot Number108
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1041
Census Tract1205

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2114 CROSSGATE CT, CHAMPAIGN, IL 61822-9328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Deed of Trust, Mortgage · Construction Mortgage
FIRST FSB/CHAMPAIGN-URBANA
Nov 13, 2020Deed of Trust, Mortgage · Line of Credit
FIRST FSB OF CHAMPAIGN URBANA
Oct 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST FSB OF CHAMPAIGN URBANA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Recording DateJul 2, 2026
Property Address2114 CROSSGATE CT, CHAMPAIGN, IL 61822-9328
Document Number0000010163
Instrument DateJun 18, 2026
Instrument202610163
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2114 CROSSGATE CT, CHAMPAIGN, IL 61822-9328

Mortgage

Document Number0000010163,
DateJul 2, 2026
Instrument202610163
Lender
NameFIRST FSB/CHAMPAIGN-URBANA
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term5 Months
DueDec 24, 2026
Interest
Rate6.51%
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address2114 CROSSGATE CT, CHAMPAIGN, IL 61822-9328
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023870
DateNov 13, 2020
Instrument2020R23870
Lender
NameFIRST FSB OF CHAMPAIGN URBANA
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueOct 28, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly
Min Rate At Change4.5%
Max Rate18%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address2114 CROSSGATE CT, CHAMPAIGN, IL 61822-9328
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022490
DateOct 30, 2020
Instrument2020R22490
Lender
NameFIRST FSB OF CHAMPAIGN URBANA
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$189,980 (+14.33%) Land $46,850 Building $143,130$569,940 (+14.33%) Land $140,550 Building $429,390
2024$16,289.00 (+14.16%)
2022$14,269.00 Homeowner's exemption Senior Citizen's exemption$166,170 Land $35,080 Building $131,090$498,510 Land $105,240 Building $393,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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