Champaign County property record for 2109 Crossgate Ct, Champaign, IL 61822
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.287 acres (12,515 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Oct 2023) |
| Tax Bill | $13,281 (2024) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jul 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-20-20-430-027 |
| Primary APN | 45-20-20-430-027 |
|---|
| Lot Area | 12,515 sqft (0.287 acres) |
|---|
| Street Address | 2109 CROSSGATE CT |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61822-9347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 110 IRONWOOD 1 |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 20 |
| Legal Subdivision | IRONWOOD 1 |
| Legal Lot Number | 110 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 1205 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2109 CROSSGATE CT, CHAMPAIGN, IL 61822-9347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 4, 2023 | Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK |
| Jul 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| May 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 4, 2019 | Trustee's Deed, Construction Loan · Line of Credit BUSEY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2023 · Amount on Record |
| Deed Sale | Oct 4, 2023 · Amount on Record |
| Prior Sale | Jul 6, 2022 · Amount on Record |
| Deed Document Number | 202314298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Oct 4, 2023 |
| Property Address | 2109 CROSSGATE CT, CHAMPAIGN, IL 61822-9347 |
| Document Number | 0000014298 |
| Map Reference | DOC 94R23105 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 2023R14298 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1214 NORTHAMPTON ST, STATE COLLEGE, PA 16803-2417 |
| Document Number | 0000014301 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | 2023R14301 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Oct 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.3% |
| Max Rate | 11.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jul 6, 2022 |
| Property Address | 2109 CROSSGATE CT, CHAMPAIGN, IL 61822-9347 |
| Document Number | 0000012297 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022R12297 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $473.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2109 CROSSGATE CT, CHAMPAIGN, IL 61822-9347 |
| Document Number | 0000012298 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 2022R12298 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | May 24, 2021 |
| Property Address | 2109 CROSSGATE CT, CHAMPAIGN, IL 61822-9347 |
| Document Number | 0000012018 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021R12018 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | NOT AVAILABLE, ACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2109 CROSSGATE CT, CHAMPAIGN, IL 61822-9347 |
| Document Number | 0000012020 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2021R12020 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jun 4, 2019 |
| Property Address | 2109 CROSSGATE CT, CHAMPAIGN, IL 61822-9347 |
| Instrument Date | May 24, 2019 |
| Instrument | 8156 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2109 CROSSGATE CT CHAMPAIGN IL 618229347, CHAMPAIGN, IL 61822-9347 |
| Document Number | 0000008156 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 8156 |
| Name | BUSEY BK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 3, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $158,950 (+19.51%) Land $33,850 Building $125,100 | $476,850 (+19.51%) Land $101,550 Building $375,300 | |
| 2024 | $13,281.00 (+13.73%) | ||
| 2022 | $11,678.00 Homeowner's exemption | $133,000 Land $25,350 Building $107,650 | $399,000 Land $76,050 Building $322,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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