1831 Courthouse Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 1831 Courthouse Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 2000
Lot Size	2.36 acres (102,845 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Apr 2025)
Tax Bill	$1,842 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31 10 4`

Property Details

APN / Parcel Number

Primary APN	`31 10 4`
Alternative APN	`12659`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,396 sqft
1st Floor Area	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	102,845 sqft (2.36 acres)
Terrain	Rolling
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12659
Street Address	1831 COURTHOUSE RD
City	PALMYRA
State	VA
Zip	22963-4561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 250001197 AC 2.361 OAK CREEK
Legal Subdivision	OAK CREEK
Jurisdiction	FLUVANNA VA
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1059
Census Tract	20200

Owner

1831 Courthouse Rd is owned and occupied by two individuals who bought it in April 2025.

Source: Fluvanna County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1831 COURTHOUSE RD, PALMYRA, VA 22963-4561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on File
Deed Sale	Apr 25, 2025 · Amount on File
Prior Sale	Feb 27, 2020 · Amount on File
Deed Document Number	20251197
Prior Transfer Date	Jun 4, 2009
Prior Transfer Doc	796/231
Record Updated	Sep 20, 2026

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Feb 27, 2020
Property Address	1831 COURTHOUSE RD, PALMYRA, VA 22963-4561
Document Number	200000692
Map Reference	DB 220 PG 846
Instrument Date	Feb 19, 2020
Instrument	200000692
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1831 COURTHOUSE RD, PALMYRA, VA 22963-4561

Mortgage

Document Number	200000693
Date	Feb 27, 2020
Instrument	200000693

Lender

Name	FINANCE AMERICA MTG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1831 Courthouse Rd was $1,842, up 0.7% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,000 (-) Land $36,600 Building $207,400	$244,000 (-) Land $36,600 Building $207,400
2025	$1,842.00 (+0.66%)	$244,000 Land $36,600 Building $207,400	$244,000 Land $36,600 Building $207,400
2024	$1,830.00
2023		$168,100 Land $36,600 Building $131,500	$168,100 Land $36,600 Building $131,500
2022	$1,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1831 Courthouse Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1831 Courthouse Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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