21131 Whites Ferry Rd, Poolesville, MD 20837 Property Records

Montgomery County property record for 21131 Whites Ferry Rd, Poolesville, MD 20837

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2,575 sqft · built 2020
Lot Size	323 acres (14,102,114 sqft)
Owner	Company Name on Record
Last Sale	$1,800,000 (May 2020)
Tax Bill	$1,241 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-02689566`

Property Details

APN / Parcel Number

Primary APN	`03-02689566`
Alternative APN	`02689566`

Interior

Stories	1 Story
Building Area	2,575 sqft Total Area
Basement Area	1,500 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,102,114 sqft
Garage Area	717 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Shed	1 Shed
Shed Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	02689566
Street Address	21131 WHITES FERRY RD
City	POOLESVILLE
State	MD
Zip	20837-9444
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	AR
Legal Description	KILMAIN ETC
Legal Subdivision	KILMAIN & SATURDAY NIGHT
Legal Block	1
Jurisdiction	MONTGOMERY MD
Township / Civil Division	3
Census Block Group	1
Census Block	1031
Census Tract	700500

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	21131 WHITES FERRY RD, POOLESVILLE, MD 20837-9444
Owner Type	Company
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage MIDATLANTIC FARM CREDIT ACA
Jan 6, 2020	Deed of Trust, Mortgage FARM CREDIT SVCS
Jan 10, 2019	Grant Deed, Transfer FARM CREDIT SVCS
May 12, 2020	Correction Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Prior Sale	Jan 10, 2019 · Amount on Record
Deed Book / Page	59550 / 321
Last Transfer Date	Sep 5, 2024
Transfer Doc	0684280405
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	21131 WHITES FERRY RD, POOLESVILLE, MD 20837-9444
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0606830079
Date	Oct 6, 2020
Book Page	60683/79

Lender

Name	MIDATLANTIC FARM CREDIT ACA
Type	Bank
Address	MOUNT JOY, PA 17552

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 5, 2030

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	21131 WHITES FERRY RD, POOLESVILLE, MD 20837-9444
Document Number	0598870283
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21131 WHITES FERRY RD POOLESVILLE MD 208379444, POOLESVILLE, MD 20837-9444

Mortgage

Document Number	0598870283
Date	Jun 23, 2020
Book Page	059887/000283

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 10, 2019
Property Address	21131 WHITES FERRY RD, POOLESVILLE, MD 20837-9444
Document Number	0570870056
Book / Page	057087 / 000056
Instrument Date	Nov 2, 2018
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5 PARAMUS CT NORTH POTOMAC MD 208784276, NORTH POTOMAC, MD 20878-4276

Mortgage

Document Number	570870061
Date	Jan 10, 2019
Book Page	057087/000061

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	PO BOX 4648, LANCASTER, PA 17604-4648

Agreement

Amount	Amount Recorded

May 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 12, 2020
Property Address	21131 WHITES FERRY RD, POOLESVILLE, MD 20837-9444
Document Number	0595500321
Book / Page	059550 / 000321
Instrument Date	Nov 2, 2018
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,800.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5 PARAMUS CT NORTH POTOMAC MD 208784276, NORTH POTOMAC, MD 20878-4276

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,000 (+1.36%)	$105,400 (-) Land $84,900 Building $20,500
2025	$1,241.00 (+1.31%)	$102,600 (+1.38%)	$105,400 (+4.15%) Land $84,900 Building $20,500
2024	$1,225.00 (+0.74%)
2023		$101,200 Land $84,900 Building $16,300	$101,200 Land $84,900 Building $16,300
2022	$1,216.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	119 (1978–1996)
Claims Outside the SFHA	11 of 119
Most Recent Claim	Sep 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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