21101 Whites Ferry Rd, Poolesville, MD 20837 Property Records

Montgomery County property record for 21101 Whites Ferry Rd, Poolesville, MD 20837

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,520 sqft · built 1962
Lot Size	0.483 acres (21,026 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jan 2017)
Tax Bill	$2,826 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00039393`

Property Details

APN / Parcel Number

Primary APN	`03-00039393`
Alternative APN	`00039393`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,520 sqft Living Area
Gross Area	2,960 sqft
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	21,026 sqft (0.483 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00039393
Street Address	21101 WHITES FERRY RD
City	POOLESVILLE
State	MD
Zip	20837-9444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	OWENS ADD TO MARTINS BURG
Legal Subdivision	KILMAIN & SATURDAY NIGHT
Legal Block	1
Legal Lot Number	1
Jurisdiction	MONTGOMERY MD
Township / Civil Division	3
Census Block Group	1
Census Block	1030
Census Tract	700500

Owner

21101 Whites Ferry Rd is owned and occupied by two individuals who bought it in January 2017.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21101 WHITES FERRY RD, POOLESVILLE, MD 20837-9444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage APEX HOME LOANS INC
Jan 18, 2017	Grant Deed, Transfer · Conventional Mortgage APEX HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2017 · Amount on File
Deed Sale	Jan 18, 2017 · Amount on File
Prior Sale	May 27, 2014 · Amount on File
Deed Book / Page	53588 / 23
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	21101 WHITES FERRY RD, POOLESVILLE, MD 20837-9444
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	PEAK SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0625330085
Date	Apr 13, 2021
Book Page	62533/85

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 18, 2017
Property Address	21101 WHITES FERRY RD, POOLESVILLE, MD 20837-9444
Document Number	0535880023
Book / Page	053588 / 000023
Instrument Date	Nov 30, 2016
Transaction Type	Transfer
Record Updated	Feb 28, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	21101 WHITES FERRY RD POOLESVILLE MD 208379444, POOLESVILLE, MD 20837-9444

Mortgage

Document Number	535880029
Date	Jan 18, 2017
Book Page	053588/000029

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 21101 Whites Ferry Rd was $2,826.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$505,100 (+7.22%)	$539,100 (-) Land $159,200 Building $379,900
2025	$2,826.00	$471,100	$539,100 Land $159,200 Building $379,900
2023		$433,600	$437,100 Land $159,200 Building $277,900
2022	$4,521.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21101 Whites Ferry Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	119 (1978–1996)
Claims Outside the SFHA	11 of 119
Most Recent Claim	Sep 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21101 Whites Ferry Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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