2113 Sumac Dr, Champaign, IL 61821 Property Records

Champaign County property record for 2113 Sumac Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,170 sqft · built 1977
Lot Size	0.206 acres (8,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,500 (Apr 2026)
Tax Bill	$4,089 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-22-459-001`

Property Details

APN / Parcel Number

Primary APN	`45-20-22-459-001`

Interior

Full Baths	2 Baths
Building Area	1,170 sqft Building Perimeter
1st Floor Area	1,170 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,977 sqft (0.206 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2113 SUMAC DR
City	CHAMPAIGN
State	IL
Zip	61821-6322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 607 SOUTHWOOD 18TH SUB
Legal Range	08E
Legal Township	19N
Legal Section	22
Legal Subdivision	SOUTHWOOD 18TH SUB
Legal Lot Number	607
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2029
Census Tract	1203

Owner

Source: Champaign County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2113 SUMAC DR, CHAMPAIGN, IL 61821-6322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB OF CHAMPAIGN URBANA
Apr 28, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Jul 5, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST FSB/CHAMPAIGN-URBANA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Jul 5, 2019 · Amount on Record
Deed Document Number	20266067
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2113 SUMAC DR, CHAMPAIGN, IL 61821-6322
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004363
Date	Mar 1, 2021
Instrument	2021R04363

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2041

Interest

Rate	2.37%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 28, 2026
Property Address	2113 SUMAC DR, CHAMPAIGN, IL 61821-6322
Document Number	0000006067
Instrument Date	Apr 24, 2026
Instrument	20266067
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,920.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2113 SUMAC DR, CHAMPAIGN, IL 61821-6322

Mortgage

Document Number	0000006068,
Date	Apr 28, 2026
Instrument	20266068

Lender

Name	BANK OF SPRINGFIELD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%
Initial Type	Fixed Rate
Max Rate	-1%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 5, 2019
Property Address	2113 SUMAC DR, CHAMPAIGN, IL 61821-6322
Document Number	0000010507
Instrument Date	Jul 3, 2019
Instrument	10507
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2113 SUMAC DR CHAMPAIGN IL 618216322, CHAMPAIGN, IL 61821-6322

Mortgage

Document Number	10508
Date	Jul 5, 2019
Instrument	10508

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2049

Interest

Rate	4%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,350 (+12.19%) Land $20,790 Building $38,560	$178,050 (+12.19%) Land $62,370 Building $115,680
2024	$4,089.00 (+7.52%)	$52,900 (+19.04%) Land $18,530 Building $34,370	$158,700 (+19.04%) Land $55,590 Building $103,110
2023	$3,803.00 (+7.61%)
2022	$3,534.00 Homeowner's exemption	$44,440 Land $15,570 Building $28,870	$133,320 Land $46,710 Building $86,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Nextlink.

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