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2104 Sumac Dr, Champaign, IL 61821 Property Records

Champaign County property record for 2104 Sumac Dr, Champaign, IL 61821

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,476 sqft · built 1979
Lot Size0.17 acres (7,423 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Aug 2025)
Tax Bill$4,977 (2024)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN45-20-22-476-025

Property Details

APN / Parcel Number

Primary APN45-20-22-476-025

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,476 sqft Building Perimeter
1st Floor Area1,476 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area7,423 sqft (0.17 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address2104 SUMAC DR
CityCHAMPAIGN
StateIL
Zip61821-6324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 720 SOUTHWOOD 21ST SUB, 1ST SEC
Legal Range08E
Legal Township19N
Legal Section22
Legal SubdivisionSOUTHWOOD 21ST SUB, 1ST SEC
Legal Lot Number720
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group2
Census Block2023
Census Tract1203

Owner

2104 Sumac Dr is owned and occupied by an individual who bought it in August 2025.

Source: Champaign County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address2104 SUMAC DR, CHAMPAIGN, IL 61821-6324
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2025 · Amount on File
Deed SaleAug 26, 2025 · Amount on File
Prior SaleOct 6, 2020 · Amount on File
Deed Document Number202512866
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateOct 6, 2020
Property Address2104 SUMAC DR, CHAMPAIGN, IL 61821-6324
Document Number0000020642
Map ReferenceMB Y PG 288
Instrument DateOct 5, 2020
Instrument2020R20642
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$183.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address201 W GREEN ST STE C, C, URBANA, IL 61801-7880

Mortgage

Document Number0000020643
DateOct 6, 2020
Instrument2020R20643
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate
Rate2.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$70,780 Land $20,790 Building $49,990$212,340 Land $62,370 Building $149,970
2024$4,977.00
2022$4,322.00 Homeowner's exemption$53,000 Land $15,570 Building $37,430$159,000 Land $46,710 Building $112,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2104 Sumac Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1993)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2104 Sumac Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: Nextlink.

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