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2113 Opal Rdg, Vista, CA 92081 Property Records

San Diego County property record for 2113 Opal Rdg, Vista, CA 92081

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,316 sqft · built 1994
Lot Size0.123 acres (5,377 sqft)
Owner2 Individual Names on File
Last Sale$660,500 (Mar 2022)
Tax Bill$11,389 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Mar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN219-502-35-00

Property Details

APN / Parcel Number

Primary APN219-502-35-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,316 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area5,377 sqft (0.123 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address2113 OPAL RDG
CityVISTA
StateCA
Zip92081-8803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 107 TR 012431
Legal SubdivisionVISTA #88-1 PH II
Legal Tract012431
Legal Block3
Legal Lot Number107
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3020
Census Tract19905

Owner

Source: San Diego County records · APN 219-502-35-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2113 OPAL RDG, VISTA, CA 92081-8803
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Mar 07, 2022Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 07, 2022 · Amount on Record
Deed SaleMar 07, 2022 · Amount on Record
Prior SaleNov 24, 1993 · Amount on Record
Deed Document Number2022101452
Prior Transfer DateMay 03, 2013
Prior Transfer Doc0000396244
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2113 OPAL RDG, VISTA, CA 92081-8803
Transaction TypeMortgage
Record UpdatedApr 24, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address2113 OPAL RDG, VISTA, CA 92081-8803

Mortgage

Document Number0000096426
DateApr 13, 2023
Instrument2023-0096426
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueApr 30, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 07, 2022
Property Address2113 OPAL RDG, VISTA, CA 92081-8803
Document Number0000101452
Map ReferenceMAP 12431
Instrument DateFeb 07, 2022
Instrument2022-0101452
Transaction TypeTransfer
Record UpdatedMar 16, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2113 OPAL RDG, VISTA, CA 92081-8803

Mortgage

Document Number0000101453
DateMar 07, 2022
Instrument2022-0101453
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$947,128 (+2%) Land $676,520 Building $270,608
2025$11,389.00 (+8.17%)$928,557 (+4.04%) Land $663,255 Building $265,302
2023$10,529.00 (+139.3%)$892,500 Land $637,500 Building $255,000
2022$4,400.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 308 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Spectrum, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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