2111 Opal Rdg, Vista, CA 92081 Property Records

San Diego County property record for 2111 Opal Rdg, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,605 sqft · built 1994
Lot Size	0.114 acres (4,965 sqft)
Owner	Company Name on Record
Last Sale	$749,000 (Oct 2020)
Tax Bill	$9,979 (2025)
Deeds & Mortgages	Jul 2023 Transfer May 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`219-502-36-00`

Property Details

APN / Parcel Number

Primary APN	`219-502-36-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,605 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	4,965 sqft (0.114 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2111 OPAL RDG
City	VISTA
State	CA
Zip	92081-8803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 108 TR 012431
Legal Subdivision	VISTA 88-1 PH 2
Legal Tract	012431
Legal Block	3
Legal Lot Number	108
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3020
Census Tract	19905

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2111 OPAL RDG, VISTA, CA 92081-8803
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Intrafamily Transfer, Transfer
May 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Oct 30, 2020	Grant Deed, Transfer · Conventional Mortgage INTERCAP LENDING
Oct 30, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
May 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 29, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Mar 9, 2009 · Amount on Record
Deed Document Number	2020676501
Prior Transfer Date	Apr 21, 1997
Prior Transfer Doc	0000185193
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 19, 2023
Property Address	2111 OPAL RDG, VISTA, CA 92081-8803
Document Number	0000188275
Map Reference	MAP 12431
Instrument Date	Jul 13, 2023
Instrument	2023-0188275
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2111 OPAL RDG, VISTA, CA 92081-8803

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2111 OPAL RDG, VISTA, CA 92081-8803
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2111 OPAL RDG, VISTA, CA 92081-8803

Mortgage

Document Number	0000190655
Date	May 3, 2022
Instrument	2022-0190655

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Apr 29, 2032

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 30, 2020
Property Address	2111 OPAL RDG, VISTA, CA 92081-8803
Document Number	0000676501
Map Reference	MAP 12431
Instrument Date	Sep 29, 2020
Instrument	2020-0676501
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2111 OPAL RDG, VISTA, CA 92081-8803

Mortgage

Document Number	0000676502
Date	Oct 30, 2020
Instrument	2020-0676502

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 30, 2020
Property Address	2111 OPAL RDG, VISTA, CA 92081-8803
Document Number	0000676500
Instrument Date	Sep 29, 2020
Instrument	676500
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2111 OPAL RDG VISTA CA 920818803, VISTA, CA 92081-8803

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 28, 2020
Property Address	2111 OPAL RDG, VISTA, CA 92081-8803
Document Number	0000269832
Instrument Date	May 18, 2020
Instrument	269832
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2111 OPAL RDG VISTA CA 920818803, VISTA, CA 92081-8803

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2111 OPAL RDG, VISTA, CA 92081-8803
Document Number	0000335131
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2111 OPAL RDG VISTA CA 920818803, VISTA, CA 92081-8803

Mortgage

Document Number	0000335131
Date	Aug 9, 2019
Instrument	335131

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$826,952 (+2%) Land $346,973 Building $479,979
2025	$9,979.00 (+8.14%) Homeowner's exemption	$810,738 (+4.04%) Land $340,170 Building $470,568
2023	$9,228.00 (+0.24%) Homeowner's exemption	$779,258 Land $326,961 Building $452,297
2022	$9,206.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile.

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