21119 Palese Dr, Estero, FL 33928 Property Records

Lee County property record for 21119 Palese Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,857 sqft · built 2008
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Apr 2013)
Tax Bill	$5,357 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-46-26-E2-0100G.0040`

Property Details

APN / Parcel Number

Primary APN	`32-46-26-E2-0100G.0040`
Alternative APNs	`263246E20100G0040` `324626010000G0040` `10531651`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,857 sqft Living Area
Gross Area	4,719 sqft
1st Floor Area	1,591 sqft
Upper Floors Area	1,401 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Florida Room
Porch Area	195 sqft
Patio Area	473 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10531651
Street Address	21119 PALESE DR
City	ESTERO
State	FL
Zip	33928-6411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT 9 AS DESC INST 2006-315370 BLK G LOT 4
Legal Range	26E
Legal Township	46S
Legal Section	32
Legal Subdivision	BELLA TERRA
Legal Tract	E2
Legal Block	G
Legal Lot Number	4
Legal Unit	9
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5001
Census Tract	50311

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21119 PALESE DR, ESTERO, FL 33928-6411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Nov 3, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2013 · Amount on Record
Deed Sale	Apr 10, 2013 · Amount on Record
Prior Sale	Aug 27, 2008 · Amount on Record
Deed Document Number	201382324
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	21119 PALESE DR, ESTERO, FL 33928-6411
Transaction Type	Mortgage
Record Updated	Feb 9, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21119 PALESE DR, ESTERO, FL 33928-6411

Mortgage

Document Number	0000036734
Date	Jan 30, 2023
Instrument	2023000036734

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	21119 PALESE DR, ESTERO, FL 33928-6411
Document Number	0000281621
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	21119 PALESE DR ESTERO FL 339286411, ESTERO, FL 33928-6411

Mortgage

Document Number	0000281621
Date	Nov 17, 2020
Instrument	281621

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,629 (+2.7%)	$493,268 (-4.54%) Land $87,331 Building $405,937
2025	$5,357.00 (+5.56%) Homeowner's exemption	$339,463 (+5.99%)	$516,741 (-5.49%) Land $92,863 Building $423,878
2023	$5,075.00 (-0.43%) Homeowner's exemption	$320,287 (+3%)	$546,781 (+24.42%) Land $113,778 Building $433,003
2022	$5,097.00 Homeowner's exemption	$310,958	$439,448 Land $99,185 Building $340,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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