21118 Palese Dr, Estero, FL 33928 Property Records

Lee County property record for 21118 Palese Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,990 sqft · built 2008
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (May 2023)
Tax Bill	$9,066 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-46-26-E2-0100F.0150`

Property Details

APN / Parcel Number

Primary APN	`32-46-26-E2-0100F.0150`
Alternative APNs	`263246E20100F0150` `324626010000F0150` `10531592`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,990 sqft Living Area
Gross Area	4,897 sqft
1st Floor Area	2,226 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	9,017 sqft (0.207 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Florida Room
Porch Area	286 sqft
Patio Area	1,372 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10531592
Street Address	21118 PALESE DR
City	ESTERO
State	FL
Zip	33928-6410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT 9 AS DESC INST 2006-315370 BLK F LOT 15
Legal Range	26E
Legal Township	46S
Legal Section	32
Legal Subdivision	BELLA TERRA
Legal Tract	E2
Legal Block	F
Legal Lot Number	15
Legal Unit	9
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5007
Census Tract	50311

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21118 PALESE DR, ESTERO, FL 33928-6410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Warranty Deed, Transfer · Conventional Mortgage THINK MUTUAL BANK
Apr 30, 2019	Correction Deed, Transfer ATTORNEY ONLY
Mar 5, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 27, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2023 · Amount on Record
Deed Sale	May 30, 2023 · Amount on Record
Prior Sale	Sep 4, 2008 · Amount on Record
Deed Document Number	2023188915
Prior Transfer Date	Apr 25, 2019
Prior Transfer Doc	0000096871
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 30, 2023
Property Address	21118 PALESE DR, ESTERO, FL 33928-6410
Document Number	0000188915
Map Reference	DOC 2006000315370
Instrument Date	May 17, 2023
Instrument	2023000188915
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	HEIGHTS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2129 MUSIC LN, NORTH PORT, FL 34286-1112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3050 OAKVIEW DR NE, ROCHESTER, MN 55906-7650

Mortgage

Document Number	0000188916
Date	May 30, 2023
Instrument	2023000188916

Lender

Name	THINK MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

April 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LEE FL
Recording Date	Apr 30, 2019
Property Address	21118 PALESE DR, ESTERO, FL 33928-6410
Document Number	0000096871
Instrument Date	Apr 25, 2019
Instrument	96871
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21118 PALESE DR ESTERO FL 339286410, ESTERO, FL 33928-6410

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 5, 2019
Property Address	21118 PALESE DR, ESTERO, FL 33928-6410
Document Number	0000049848
Instrument Date	Feb 8, 2019
Instrument	49848
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21118 PALESE DR ESTERO FL 339286410, ESTERO, FL 33928-6410

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	21118 PALESE DR, ESTERO, FL 33928-6410
Document Number	0000255169
Instrument Date	Sep 27, 2018
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21118 PALESE DR ESTERO FL 339286410, ESTERO, FL 33928-6410

Mortgage

Document Number	0000255169
Date	Oct 29, 2018
Instrument	255169

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$523,460 (-16.16%) Land $94,155 Building $429,305	$523,460 (-16.75%) Land $94,155 Building $429,305
2025	$9,066.00 (+109.47%) Homeowner's exemption	$624,327 (+137.21%)	$628,811 (+19.96%) Land $97,708 Building $531,103
2023	$4,328.00 (-0.87%) Homeowner's exemption	$263,199 (+3%)	$524,191 (+19.28%) Land $119,340 Building $404,851
2022	$4,366.00 Homeowner's exemption	$255,533	$439,468 Land $116,100 Building $323,368

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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