Boyd County property record for 2111 Phelps Ave, Ashland, KY 41101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 320 sqft · built 1927 |
| Lot Size | 0.136 acres (5,928 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $76,520 (May 2025) |
| Tax Bill | $509 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-12-01-003.00 |
| Primary APN | 031-12-01-003.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 320 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,928 sqft (0.136 acres) |
| Lot Dimensions | 156 ft deep x 38 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 215041 |
|---|---|
| Street Address | 2111 PHELPS AVE |
| City | ASHLAND |
| State | KY |
| Zip | 41101-4652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | LOT 77 & PART OF LOT 76 BELMONT PLACE SUBDIVISION |
| Legal Subdivision | BELMONT PLACE SUBITION |
| Legal Lot Number | 77 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 30700 |
Source: Boyd County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2111 PHELPS AVE, ASHLAND, KY 41101-4652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2023 | Warranty Deed, Transfer · FHA Mortgage THRIVE MORTGAGE LLC |
| Feb 7, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK OF KENTUCKY INC |
| Feb 26, 2021 | Deed, Transfer BEST TITLE AGENCY, BESTITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2025 · Amount on Record |
| Deed Sale | May 28, 2025 · Amount on Record |
| Prior Sale | Apr 11, 2023 · Amount on Record |
| Deed Document Number | 10035590 |
| Deed Book / Page | 868 / 592 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Apr 11, 2023 |
| Property Address | 2111 PHELPS AVE, ASHLAND, KY 41101-4652 |
| Document Number | 000849/154 |
| Book / Page | 849 / 154 |
| Map Reference | MB 3 PG 135 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 10019265 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2023 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3543 STATE ROUTE 1458, ASHLAND, KY 41102-7936 |
| Name | Verified Name |
|---|---|
| Address | 2111 PHELPS AVE, ASHLAND, KY 41101-4652 |
| Document Number | 0010019266 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 10019266 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 2111 PHELPS AVE, ASHLAND, KY 41101-4652 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Title Company | BESTITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 3543 STATE ROUTE 1458, ASHLAND, KY 41102-7936 |
| Document Number | 001498/441 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 1498/441 |
| Instrument | 10008693 |
| Name | CITIZENS BANK OF KENTUCKY INC |
|---|---|
| Type | Bank |
| Address | PAINTSVILLE, KY 41240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 2, 2023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Feb 26, 2021 |
| Property Address | 2111 PHELPS AVE, ASHLAND, KY 41101-4652 |
| Document Number | 00D825/531 |
| Book / Page | D825 / 531 |
| Map Reference | MB 3 PG 135 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 9839443 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Title Company | BEST TITLE AGENCY, BESTITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 513 LONG ST, 513, ASHLAND, KY 41101-3426 |
| Name | Verified Name |
|---|---|
| Address | 3543 STATE ROUTE 1458, ASHLAND, KY 41102-7936 |
Source: Boyd County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $509.00 (+64.72%) | $80,000 (+81.82%) Land $15,000 Building $65,000 | $80,000 (+81.82%) Land $15,000 Building $65,000 |
| 2023 | $309.00 | $44,000 Land $8,000 Building $36,000 | $44,000 Land $8,000 Building $36,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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